Re-acclimating to normal life as pandemic restrictions are lifted and businesses reopen across the country will mean more than just getting used to wearing real pants again and working without your cat walking across your keyboard during Zoom meetings. You’ll also need to consider your finances. Have you dipped into your savings? Have you been letting your retirement accounts slide? As you prepare to leap back into normal life, proceed with caution. Be sure to consider your full financial picture as well as long-term and short-term goals.

Here are some forward-thinking money moves to make as you adjust to post-pandemic life.