The earlier you start saving for retirement the better off you will be in the long run. Community Financial makes it easy, we offer IRA Savings or Certificate Accounts that can be opened with a minimal amount and are insured by the NCUA & private ESI insurance.

IRA Certificates of Deposit

Any Community Financial certificate of deposit can be opened as a Traditional, Roth or Educational IRA for as little as $500.

IRA Certificate Specials
Effective Date: Tuesday, January 28th, 2020
13 Month Special* 1.99% 2.01%
29 Month Special* 1.99% 2.01%
*Annual Percentage Yield (APY) depends on Member Reward Club status. Rates stated above assume President's Club status. $1,000 minimum to open regular certificates and $500 minimum for IRA certificates. Rates are subject to change without notice. Accounts subject to penalty for early withdrawal. Fees, if any, may reduce earnings. We recommend consulting a tax advisor before opening an IRA account. Please call (877) 937-2328 for additional rates & terms.

IRA Savings Accounts

  • Only $5 to open*
  • Easily build your retirement savings with automatic deposits
  • No minimum to earn dividends
  • $3 monthly fee if balance is below $100
  • View all deposit rates

Call (877) 937-2328 to discuss which IRA is right for you.

*Consult a tax advisor before opening


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