Two Great Options for Holiday Shopping!

Holiday Loans as low as 5.49% APR!¹ 

Holiday Loans make giving easier! Borrow up to $3,000 for 12 months at special low rates. Holiday loan applications must be received by December 31, 2018.

Credit Cards as low as 8.99% APR!²

Make your holidays more rewarding with a Community Financial Mastercard! We offer a variety of Mastercard credit cards with no annual fee, no balance transfer fees, and low fixed interest rates to meet your financial needs. Whether you are looking to earn rewards or pay for large purchases at a lower interest rate this holiday season, we have a credit card for you!

Credit Card Options


Personal and Debt Consolidation Loans

Whether you have a home improvement project or need help digging out of holiday debt, Community Financial has a loan to help.

  • Personal Loans use the borrower's signature and promise to pay as collateral. Also known as a good faith loan, eligibility is determined by a member’s credit history and debt-to-income ratio.
  • Bill Consolidation Loans are personal loans used to pay off multiple other loans and/or credit card debt. The advantage to these loans is they’ll have lower interest rates than the original debt, and allow the borrower to make only one lower payment per month instead of several.
  • Home Improvement Loans help members who may not have equity in their home use a personal loan for home improvements.

For questions stop by one of our branches or call (877) 937-2328 to learn more.

Credit Cards and Personal Loans
Effective Date: Wednesday, December 12th, 2018
NameAPR as low as*Term
Platinum MasterCard
click for required MasterCard Disclosure
8.99% Revolving
Platinum Rewards & World MasterCard
click for required MasterCard Disclosure
10.74% Revolving
Holiday Loan 5.49% 12 Months

Personal & Bill Consolidation Loans**

10.24% 60 Months
* Annual Percentage Rates (APRs) vary and are dependent on individual credit history.**Personal Loan Payment Example:  For a $5,000 loan with 60 month term at 10.49% APR the monthly payments would be about $108. An additional .25% rate discount is available when payments are automatically deducted from your Community Financial checking account.


¹ Stated Annual Percentage Rate (APR) is as of 11/1/18 and is for highly qualified borrowers and may vary depending on individual credit history and other factors. Rate includes a .25% discount when payments are automatically deducted from your Community Financial checking account. Not available for refinance of existing Community Financial loan, offer expires 12/31/18.

² Annual Percentage Rate (APR) as of 11/1/18 and is subject to change. Subject to application and credit approval. For credit card offerings and complete disclosures visit

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