Whether you have a home improvement project or need help digging out of holiday debt, Community Financial has a loan to help.

  • Personal Loans use the borrower's signature and promise to pay as collateral. Also known as a good faith loan, eligibility is determined by a member’s credit history and debt-to-income ratio.
  • Bill Consolidation Loans are personal loans used to pay off multiple other loans and/or credit card debt. The advantage to these loans is they’ll have lower interest rates than the original debt, and allow the borrower to make only one lower payment per month instead of several.
  • Home Improvement Loans help members who may not have equity in their home use a personal loan for home improvements.
  • CashPlease™ provides small-dollar, short-term loans at lower interest rates than payday lenders when you need easy access to cash.

For questions stop by one of our branches or call (877) 937-2328 to learn more.


Credit Cards and Personal Loans
Effective Date: Sunday, September 22nd, 2019
NameAPR as low as*Term
Platinum Mastercard
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8.99% Revolving
Platinum Rewards Mastercard
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10.74% Revolving
World Mastercard
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13.99% Revolving

Personal & Bill Consolidation Loans**

9.99% 60 Months
* Annual Percentage Rates (APRs) vary and are dependent on individual credit history.**Personal Loan Payment Example:  For a $5,000 loan with 60 month term at 10.24% APR the monthly payments would be about $107. An additional .25% rate discount is available when payments are automatically deducted from your Community Financial checking account.

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