Skip the side-hustle. Switch your direct deposit!
No paperwork or paper delivery – and it pays up to $1,000.
Get up to $1,000* extra for the hard work you’re already doing!
There’s nothing direct about waiting weeks for your direct deposit to be set up. We don’t like it, and we know our members don’t either – so we’re ditching the paperwork and speeding things up!
Now you can set up your direct deposit payments in minutes, wherever you are, right from our digital banking platform. Your paychecks will be landing in your CloseEnuff™ cashflow boosting checking account as soon as a single pay cycle. As if that isn’t great enough, we’re paying you for it, too!
Whether you’re a current member or haven’t yet joined, anyone without an existing CloseEnuff™ checking account is welcome!
Just open a new CloseEnuff™ account by October 31, 2024, and set up direct deposits within the eight weeks following your account opening. Then simply maintain your monthly direct deposit activity through the end of February 2025!
$1000 Bonus
monthly direct deposit of $10,001 or more
$500 Bonus
monthly direct deposit of $5,001 to $10,000
$300 Bonus
monthly direct deposit of $3,000 to $5,000
Accounts must be opened by October 31, 2024. Direct deposits must be active within 8 weeks of account opening. Monthly direct deposit amounts must meet a tier’s minimum amount each month to qualify for the bonus. One bonus per member.
*Membership eligibility required. Federally insured by NCUA.
Goodbye, annoying fees. Hello, CloseEnuff™.
Introducing cashflow boosting checking—only from Community Financial!
We’re introducing CloseEnuff™, a cashflow boosting checking account to help our members collectively save an estimated $1.2 million a year, with that number only increasing every year.
Because we believe that your money should be yours, we’re stepping up to eliminate our reliance on annoying banking fees with CloseEnuff™. All with the goal of bringing your personal dreams closer than ever.
Don’t let silly fees ruin the party.
It’s ok if you go a little overboard, because if you’re within $50 of your balance that’s CloseEnuff™. We won’t charge you unless you exceed it.*
And our mission to keep your money where it belongs doesn’t stop there:
- We’ve completely eliminated the overdraft transfer fee of $4
- We’ve reduced the non-sufficient funds fee (NSF) from $25 to $9, which is all you’ll pay if you go beyond the $50 safe zone
- And if you previously opted in and qualified for Courtesy Pay, the cushion has increased from $5 to $50
All because your money is your money, and we want you to keep more of it. So, wave buh-bye to watching your account on the daily… and hello to not having to worry about surprise fees killing your hard-earned cashflow with every little purchase.
Like a bearhug for your financial wellbeing.
CloseEnuff™ is only the beginning. Explore even more helpful ways that we’re here for you every day:
- Only $5 to open
- No minimum balance requirements
- No direct deposit restrictions
- No debit card or ATM fees
- Get your money faster with Early Pay!
- Break up big purchases with Buy Now. Pay Later!
Supermom. Boss. Money maven.
Bobbi “Bob” finds belonging with financial tools that boost her cash flow.
If you tackle motherhood AND business like a pro, you Belong here. Because we’ve got your back with financial tools designed by moms for moms. Like CloseEnuff™ cash flow boosting checking, Early Pay and Buy Now. Pay Later right on your smart phone.
CloseEnuff™ Frequently Asked Questions
Fraud Alert
Community Financial will never contact you asking for personal, account, or card information. Please do not give out sensitive information to anyone who contacts you.
If you believe that you’ve been contacted fraudulently or would like to confirm the legitimacy of any contact that you’ve received, please contact our Care Center at (877) 937-2328 or visit a branch location.
* A Courtesy Pay Fee will not be charged if account is overdrawn up to $50. If an overdraft is paid by Community Financial Credit Union, a deposit must be made to bring the account back to a positive balance. Regular fees for overdrafts will otherwise apply. Overdraft transfer service links your checking account with your other accounts at Community Financial Credit Union. There is no fee for this service. For more details on transaction limits and terms and conditions of these products, please refer to the Account Fee Schedule.
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