CERTIFICATES OF DEPOSIT
Community Financial offers a variety of Certificates of Deposit. How much you can earn depends on the amount, term, and rate. We offer:
- Certificates available for investments of $1,000
- IRA Certificates for as little as $500
- Student Certificates for as little as $100
- Terms from 90 days to 5 years
- Bonus rates up to .20% on certificates
See Member Rewards Clubs for details
- Savings insured to $500,000, IRAs to $750,000 by the NCUA & private ESI insurance.
Special Certificates of Deposit |
Effective Date: Saturday, December 14th, 2019 |
Term | Rate | APY* as high as |
13 Month Special* |
1.99% |
2.01% |
29 Month Special* |
1.99% |
2.01% |
*Annual Percentage Yield (APY) depends on Member Reward Club status. Rates stated above assume President's Club status. $1,000 minimum to open regular certificates and $500 minimum for IRA certificates. Rates are subject to change without notice. Accounts subject to penalty for early withdrawal. Fees, if any, may reduce earnings. Please call (877) 937-2328 for additional rates & terms. |
Certificates of Deposit |
Effective Date: Saturday, December 14th, 2019 |
Term | Rate | APY* as high as |
90 Day |
0.30% |
0.30% |
180 Day |
0.30% |
0.30% |
1 Year |
0.35% |
0.35% |
2 Year |
0.45% |
0.45% |
3 Year |
0.60% |
0.60% |
4 Year |
0.70% |
0.70% |
5 Year |
0.75% |
0.75% |
*Annual Percentage Yield (APY) depends on Member Reward Club status. Rates stated above assume President's Club status. $1,000 minimum to open regular certificates and $500 minimum for IRA certificates. Rates are subject to change without notice. Accounts subject to penalty for early withdrawal. Fees, if any, may reduce earnings. Please call (877) 937-2328 for additional rates & terms. |
Health Savings Certificate |
Effective Date: Saturday, December 14th, 2019 |
Term | Rate | APY* as high as |
1 Year* |
1.99% |
2.01% |
*Annual Percentage Yield (APY) depends on Member Reward Club status. Rates stated above assume President's Club status. $1,000 minimum to open regular certificates and $500 minimum for IRA certificates. Rates are subject to change without notice. Accounts subject to penalty for early withdrawal. Fees, if any, may reduce earnings. Please call (877) 937-2328 for additional rates & terms. |
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