CERTIFICATES OF DEPOSIT
Community Financial offers a variety of Certificates of Deposit. How much you can earn depends on the amount, term, and rate. We offer:
- Certificates available for investments of $1,000
- IRA Certificates for as little as $500
- Student Certificates for as little as $100
- Terms from 90 days to 5 years
- Bonus rates up to .20% on certificates
See Member Rewards Clubs for details
Featured Certificates of Deposit |
Effective Date: Saturday, May 21st, 2022 |
Dividend Rate | APY* as high as |
1 Year |
1.05% |
1.05% |
2 Year |
1.59% |
1.60% |
*APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. |
Certificates of Deposit |
Effective Date: Saturday, May 21st, 2022 |
Dividend Rate | APY* as high as |
90 Day |
0.65% |
0.65% |
180 Day |
0.85% |
0.85% |
1 Year |
1.05% |
1.05% |
2 Year |
1.59% |
1.60% |
3 Year |
1.74% |
1.75% |
4 Year |
1.79% |
1.80% |
5 Year |
1.84% |
1.85% |
*APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. |
Health Savings Certificate |
Effective Date: Saturday, May 21st, 2022 |
Dividend Rate | APY* as high as |
1 Year* |
1.05% |
1.05% |
*APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. Excess Share Insurance coverage changes effective 3/1/2020. |
Learning Module: CDs
Certificates of deposit (CDs) offer a low-risk savings option for a fixed period of time. Learn about the types of certificates of deposits, the benefits and risks in our Money Matter$ eLearning Center.
More About Certificates of Deposit
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