CERTIFICATES OF DEPOSIT


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Community Financial offers a variety of Certificates of Deposit. How much you can earn depends on the amount, term, and rate. We offer:
  • Certificates available for investments of $1,000
  • IRA Certificates for as little as $500
  • Student Certificates for as little as $100
  • Terms from 90 days to 5 years
  • Bonus rates up to .20% on certificates
    See Member Rewards Clubs for details

Special Certificates of Deposit
Effective Date: Friday, February 28th, 2020
Dividend RateAPY* as high as
13 Month Special*
1.99% 2.01%
29 Month Special*
1.99% 2.01%
*APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. Excess Share Insurance coverage changes effective 3/1/2020.

Certificates of Deposit
Effective Date: Friday, February 28th, 2020
Dividend RateAPY* as high as
90 Day
0.35% 0.35%
180 Day
0.85% 0.85%
1 Year
1.35% 1.36%
2 Year
1.35% 1.36%
3 Year
1.35% 1.36%
4 Year
1.35% 1.36%
5 Year
1.35% 1.36%
*APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. Excess Share Insurance coverage changes effective 3/1/2020.

Health Savings Certificate
Effective Date: Friday, February 28th, 2020
Dividend RateAPY* as high as
1 Year*
1.99% 2.01%
*APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. Excess Share Insurance coverage changes effective 3/1/2020.

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