CERTIFICATES OF DEPOSIT
Community Financial offers a variety of Certificates of Deposit. How much you can earn depends on the amount, term, and rate. We offer:
- Certificates available for investments starting at $100
- Terms from 90 days to 5 years
- Bonus rates up to .20% on regular certificates
See Member Rewards Clubs for details
| Special Certificates of Deposit | |
| Effective Date: Thursday, June 1st, 2023 | |
| Dividend Rate | APY* as high as |
| 13 Month Bump Certificate | |
| 4.23% | 4.30% |
| 29 Month Bump Certificate | |
| 4.33% | 4.40% |
| Wire transfer fees up to $50 will be waived. A one-time bump may occur during the term of the CD. | |
| *APY= Annual Percentage Yield. Minimum to open: $100. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. | |
| Certificates of Deposit | |
| Effective Date: Thursday, June 1st, 2023 | |
| Dividend Rate | APY* as high as |
| 90 Day | |
| 0.45% | 0.45% |
| 180 Day | |
| 0.95% | 0.95% |
| 1 Year | |
| 1.05% | 1.05% |
| 2 Year | |
| 1.00% | 1.00% |
| 3 Year | |
| 0.95% | 0.95% |
| 4 Year | |
| 0.95% | 0.95% |
| 5 Year | |
| 0.95% | 0.95% |
| *APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $100. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. | |
Learning Module: CDs
Certificates of deposit (CDs) offer a low-risk savings option for a fixed period of time. Learn about the types of certificates of deposits, the benefits and risks in our Money Matter$ eLearning Center.
