CERTIFICATES OF DEPOSIT


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Community Financial offers a variety of Certificates of Deposit. How much you can earn depends on the amount, term, and rate. We offer:
  • Certificates available for investments of $1,000
  • IRA Certificates for as little as $500
  • Student Certificates for as little as $100
  • Terms from 90 days to 5 years
  • Bonus rates up to .20% on certificates
    See Member Rewards Clubs for details

Special Certificates of Deposit
Effective Date: Saturday, January 18th, 2020
TermRateAPY* as high as
13 Month Special* 1.99% 2.01%
29 Month Special* 1.99% 2.01%
*Annual Percentage Yield (APY) depends on Member Reward Club status. Rates stated above assume President's Club status. $1,000 minimum to open regular certificates and $500 minimum for IRA certificates. Rates are subject to change without notice. Accounts subject to penalty for early withdrawal. Fees, if any, may reduce earnings. Please call (877) 937-2328 for additional rates & terms. Excess Share Insurance coverage changes effective 3/1/2020.

Certificates of Deposit
Effective Date: Saturday, January 18th, 2020
TermRateAPY* as high as
90 Day 0.30% 0.30%
180 Day 0.30% 0.30%
1 Year 0.30% 0.30%
2 Year 0.45% 0.45%
3 Year 0.60% 0.60%
4 Year 0.70% 0.70%
5 Year 0.75% 0.75%
*Annual Percentage Yield (APY) depends on Member Reward Club status. Rates stated above assume President's Club status. $1,000 minimum to open regular certificates and $500 minimum for IRA certificates. Rates are subject to change without notice. Accounts subject to penalty for early withdrawal. Fees, if any, may reduce earnings. Excess Share Insurance coverage changes effective 3/1/2020.

Health Savings Certificate
Effective Date: Saturday, January 18th, 2020
TermRateAPY* as high as
1 Year* 1.99% 2.01%
*Annual Percentage Yield (APY) depends on Member Reward Club status. Rates stated above assume President's Club status. $1,000 minimum to open regular certificates and $500 minimum for IRA certificates. Rates are subject to change without notice. Accounts subject to penalty for early withdrawal. Fees, if any, may reduce earnings. Please call (877) 937-2328 for additional rates & terms. Excess Share Insurance coverage changes effective 3/1/2020.

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