CERTIFICATES OF DEPOSIT
Community Financial offers a variety of Certificates of Deposit. How much you can earn depends on the amount, term, and rate. We offer:
- Certificates available for investments of $1,000
- IRA Certificates for as little as $500
- Student Certificates for as little as $100
- Terms from 90 days to 5 years
- Bonus rates up to .20% on certificates
See Member Rewards Clubs for details
| Special Certificates of Deposit |
| Effective Date: Thursday, April 22nd, 2021 |
| Dividend Rate | APY* as high as |
| 13 Month Special* |
| 0.45% |
0.45% |
| 29 Month Special* |
| 0.60% |
0.60% |
| *APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. Excess Share Insurance coverage changes effective 3/1/2020. |
| Certificates of Deposit |
| Effective Date: Thursday, April 22nd, 2021 |
| Dividend Rate | APY* as high as |
| 90 Day |
| 0.30% |
0.30% |
| 180 Day |
| 0.30% |
0.30% |
| 1 Year |
| 0.30% |
0.30% |
| 2 Year |
| 0.30% |
0.30% |
| 3 Year |
| 0.37% |
0.37% |
| 4 Year |
| 0.60% |
0.60% |
| 5 Year |
| 0.89% |
0.89% |
| *APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. Excess Share Insurance coverage changes effective 3/1/2020. |
| Health Savings Certificate |
| Effective Date: Thursday, April 22nd, 2021 |
| Dividend Rate | APY* as high as |
| 1 Year* |
| 0.45% |
0.45% |
| *APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. Excess Share Insurance coverage changes effective 3/1/2020. |
Learning Module: CDs
Certificates of deposit (CDs) offer a low-risk savings option for a fixed period of time. Learn about the types of certificates of deposits, the benefits and risks in our Money Matter$ eLearning Center.
More About Certificates of Deposit
