CERTIFICATES OF DEPOSIT


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Community Financial offers a variety of Certificates of Deposit. How much you can earn depends on the amount, term, and rate. We offer:
  • Certificates available for investments of $1,000
  • IRA Certificates for as little as $500
  • Student Certificates for as little as $100
  • Terms from 90 days to 5 years
  • Bonus rates up to .20% on certificates
    See Member Rewards Clubs for details

Special Certificates of Deposit
Effective Date: Wednesday, December 1st, 2021
Dividend RateAPY* as high as
13 Month Special*
0.45% 0.45%
29 Month Special*
0.70% 0.70%
*APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms.

Certificates of Deposit
Effective Date: Wednesday, December 1st, 2021
Dividend RateAPY* as high as
90 Day
0.30% 0.30%
180 Day
0.30% 0.30%
1 Year
0.30% 0.30%
2 Year
0.51% 0.51%
3 Year
0.83% 0.83%
4 Year
1.01% 1.01%
5 Year
1.17% 1.17%
*APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms.

Health Savings Certificate
Effective Date: Wednesday, December 1st, 2021
Dividend RateAPY* as high as
1 Year*
0.45% 0.45%
*APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. Excess Share Insurance coverage changes effective 3/1/2020.

Learning Module: CDs

Certificates of deposit (CDs) offer a low-risk savings option for a fixed period of time. Learn about the types of certificates of deposits, the benefits and risks in our Money Matter$ eLearning Center.
 

More About Certificates of Deposit

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