CERTIFICATES OF DEPOSIT

Community Financial offers a variety of Certificates of Deposit. How much you can earn depends on the amount, term, and rate. We offer:
  • Certificates available for investments of $1,000
  • IRA Certificates for as little as $500
  • Student Certificates for as little as $100
  • Terms from 90 days to 5 years
  • Bonus rates up to .20% on certificates
    See Member Rewards Clubs for details
  • Savings insured to $500,000, IRAs to $750,000 by the NCUA & private ESI insurance.

Special Certificates of Deposit
Effective Date: Wednesday, October 23rd, 2019
TermRateAPY* as high as
13 Month Special* 2.18% 2.20%
29 Month Special* 2.18% 2.20%
*Annual Percentage Yield (APY) depends on Member Reward Club status. Rates stated above assume President's Club status. $1,000 minimum to open regular certificates and $500 minimum for IRA certificates. Rates are subject to change without notice. Accounts subject to penalty for early withdrawal. Fees, if any, may reduce earnings. Please call (877) 937-2328 for additional rates & terms.

Certificates of Deposit
Effective Date: Wednesday, October 23rd, 2019
TermRateAPY* as high as
90 Day 0.30% 0.30%
180 Day 0.30% 0.30%
1 Year 0.35% 0.35%
2 Year 0.45% 0.45%
3 Year 0.60% 0.60%
4 Year 0.70% 0.70%
5 Year 0.75% 0.75%
*Annual Percentage Yield (APY) depends on Member Reward Club status. Rates stated above assume President's Club status. $1,000 minimum to open regular certificates and $500 minimum for IRA certificates. Rates are subject to change without notice. Accounts subject to penalty for early withdrawal. Fees, if any, may reduce earnings. Please call (877) 937-2328 for additional rates & terms.

Health Savings Certificate
Effective Date: Wednesday, October 23rd, 2019
TermRateAPY* as high as
1 Year* 2.18% 2.20%
*Annual Percentage Yield (APY) depends on Member Reward Club status. Rates stated above assume President's Club status. $1,000 minimum to open regular certificates and $500 minimum for IRA certificates. Rates are subject to change without notice. Accounts subject to penalty for early withdrawal. Fees, if any, may reduce earnings. Please call (877) 937-2328 for additional rates & terms.

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