CERTIFICATES OF DEPOSIT

Community Financial offers a variety of Certificates of Deposit. How much you can earn depends on the amount, term, and rate. We offer:

Special Certificates of Deposit
Effective Date: Saturday, March 28th, 2020
Dividend Rate	APY* as high as
13 Month Special*
1.10%	1.10%
29 Month Special*
1.10%	1.10%
APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. Excess Share Insurance coverage changes effective 3/1/2020.*

Certificates of Deposit
Effective Date: Saturday, March 28th, 2020
Dividend Rate	APY* as high as
90 Day
0.30%	0.30%
180 Day
0.30%	0.30%
1 Year
0.30%	0.30%
2 Year
0.30%	0.30%
3 Year
0.31%	0.31%
4 Year
0.35%	0.35%
5 Year
0.38%	0.38%
APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. Excess Share Insurance coverage changes effective 3/1/2020.*

Health Savings Certificate
Effective Date: Saturday, March 28th, 2020
Dividend Rate	APY* as high as
1 Year*
1.09%	1.10%
APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. Excess Share Insurance coverage changes effective 3/1/2020.*