Community Financial offers a variety of Certificates of Deposit. How much you can earn depends on the amount, term, and rate. We offer:
| Special Certificates of Deposit |
| Effective Date: Friday, January 27th, 2023 |
| Dividend Rate | APY* as high as |
| 13 Month Bump Certificate |
| 3.94% |
4.00% |
| 29 Month Bump Certificate |
| 4.04% |
4.10% |
| Wire transfer fees up to $50 will be waived. A one-time bump may occur during the term of the CD. |
| *APY= Annual Percentage Yield. Minimum to open: $500 for IRA certificates, $100 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. |
| Certificates of Deposit |
| Effective Date: Friday, January 27th, 2023 |
| Dividend Rate | APY* as high as |
| 90 Day |
| 0.30% |
0.30% |
| 180 Day |
| 0.65% |
0.65% |
| 1 Year |
| 0.75% |
0.75% |
| 2 Year |
| 0.80% |
0.80% |
| 3 Year |
| 0.85% |
0.85% |
| 4 Year |
| 0.85% |
0.85% |
| 5 Year |
| 0.90% |
0.90% |
| *APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $100 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. |
| Health Savings Certificate |
| Effective Date: Friday, January 27th, 2023 |
| Dividend Rate | APY* as high as |
| 1 Year |
| 3.94% |
4.00% |
| *APY= Annual Percentage Yield. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. |
