CERTIFICATES OF DEPOSIT


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Community Financial offers a variety of Certificates of Deposit. How much you can earn depends on the amount, term, and rate. We offer:
  • Certificates available for investments of $1,000
  • IRA Certificates for as little as $500
  • Student Certificates for as little as $100
  • Terms from 90 days to 5 years
  • Bonus rates up to .20% on certificates
    See Member Rewards Clubs for details

Featured Certificates of Deposit
Effective Date: Saturday, May 21st, 2022
Dividend RateAPY* as high as
1 Year
1.05% 1.05%
2 Year
1.59% 1.60%
*APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms.

Certificates of Deposit
Effective Date: Saturday, May 21st, 2022
Dividend RateAPY* as high as
90 Day
0.65% 0.65%
180 Day
0.85% 0.85%
1 Year
1.05% 1.05%
2 Year
1.59% 1.60%
3 Year
1.74% 1.75%
4 Year
1.79% 1.80%
5 Year
1.84% 1.85%
*APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms.

Health Savings Certificate
Effective Date: Saturday, May 21st, 2022
Dividend RateAPY* as high as
1 Year*
1.05% 1.05%
*APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. Excess Share Insurance coverage changes effective 3/1/2020.

Learning Module: CDs

Certificates of deposit (CDs) offer a low-risk savings option for a fixed period of time. Learn about the types of certificates of deposits, the benefits and risks in our Money Matter$ eLearning Center.
 

More About Certificates of Deposit

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