Community Financial offers a variety of Certificates of Deposit. How much you can earn depends on the amount, term, and rate. We offer:
Special Certificates of Deposit |
Effective Date: Friday, January 27th, 2023 |
Dividend Rate | APY* as high as |
13 Month Bump Certificate |
3.94% |
4.00% |
29 Month Bump Certificate |
4.04% |
4.10% |
Wire transfer fees up to $50 will be waived. A one-time bump may occur during the term of the CD. |
*APY= Annual Percentage Yield. Minimum to open: $500 for IRA certificates, $100 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. |
Certificates of Deposit |
Effective Date: Friday, January 27th, 2023 |
Dividend Rate | APY* as high as |
90 Day |
0.30% |
0.30% |
180 Day |
0.65% |
0.65% |
1 Year |
0.75% |
0.75% |
2 Year |
0.80% |
0.80% |
3 Year |
0.85% |
0.85% |
4 Year |
0.85% |
0.85% |
5 Year |
0.90% |
0.90% |
*APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $100 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. |
Health Savings Certificate |
Effective Date: Friday, January 27th, 2023 |
Dividend Rate | APY* as high as |
1 Year |
3.94% |
4.00% |
*APY= Annual Percentage Yield. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. |