About us
Championing your Impossible Dreams, because You Are Enuff™.
The right thing to do is the only thing to do
As a for-impact credit union, our purpose is simple: to create joy and ignite Michiganders’ Impossible Dreams. Whether it’s solving real-world financial challenges, supporting you in the dark spots, or cheering you on as you chase your goals, we’re here to make life a little brighter. Because we’ve learned that when you put people first, good things follow.
Forbes Best-in-State Credit Union 2025
Named one of America’s Best Credit Unions!
When you lead with your heart, people notice. We're proud to be named best-in-state for the second year running!
A calling to service, financial and otherwise.
We’re not a bank. We’re a credit union! We welcome and serve all members of our Michigan communities, including historically disenfranchised groups. Because we believe deeply that no matter who you are, You Are Enuff™, we prioritize Belonging for everyone within our membership—recognizing the unique challenges faced by each and every member regardless of their background. All with the purpose of helping them bring their Impossible Dreams to life. Learn more about our community impact here.
Every member is an owner—and that’s the way we like it.
OUR MEMBERSHIP INCLUDES ANYONE WHO RESIDES, WORKS, ATTENDS SCHOOL, OR WORSHIPS IN THE STATE OF MICHIGAN.
Our members are the people we serve and the collective owners of the credit union, each with an equal say in elections no matter their account size. Anyone who lives, works, worships, or goes to school in Michigan can be a Community Financial member with just a $5 deposit.
Membership is also available for businesses and other legal entities (or for those who regularly conduct business) in Michigan. Finally, anyone currently living in the same household as a member of Community Financial can also join us. If this sounds like you, experience the power of Belonging by becoming a Community Financial Credit Union member today!
Community Financial Credit Union
Our vision for impact
Individuals, families, businesses and organizations all dream of successful futures based on strong financial well-being. It’s our purpose to empower them.
Critical Outcomes
The ends to our means
At Community Financial Credit Union, we’ve pledged to hit these goals through Belonging:
By the numbers
84k
total members and growing
$1.55 Billion
total assets in 2024
$800k
How much members saved in overdraft fees in 2024
More About CFCU
Get to know us
Board of Directors
Board of Directors
Leading with purpose, serving with passion
Community Financial’s volunteer Board of Directors is a diverse, purpose-driven group of leaders committed to empowering members, guiding community impact, and ensuring long-term financial strength. Rooted in relentless care for our communities, they champion innovation, accountability, and sustainability to help build a brighter financial future for Michiganders.
Careers
Careers
Dream big. Live bigger.
Do you want to be passionate about your career? Do you want to help people while making your community a better place? Do you want to bring your authentic self to work everyday, and be celebrated for it? Do you like awesome, bear-themed swag? Tap to learn more, because it sounds like you might like it here.
Accolades
Inspiring Belonging by practicing it
7 years and counting!
19 years and running!
Our first year!
Back-to-back wins!
FINANCIAL SERVICES
Solving real world needs. Igniting Impossible Dreams.
As a for-impact credit union, our financial tools are built for the real world with our members' personal goals in mind.
Member Services
Caring service based right here in Michigan
When you need help, we’re right here for you—right here in Michigan. Whether it’s in-person at a branch or on the phone at our Care Center, we’re Michiganders just like you who listen, understand, and make it our mission to help.
The Latest and Greatest from CFCU
You can change everything
News
Leveling the Ice: Official Sponsors of UMich Women’s Ice Hockey!
Michigan is known for hockey. But here’s something you might not know—none of our universities have a Division 1 women’s hockey program. We think it’s time that changed.
news
Gen X & Retirement: Keeping Your Wild Dreams Alive
Your wild dreams don’t have to stop at retirement. Our president & ceo, Tansley Stearns, recently shared tips with MSN and Yahoo Finance on how to take control of your future and keep dreaming big.
News
Breaking Ground on Our Novi Future—And Yours!
Because wild dreams need room to grow, we’re bringing even more joy and Belonging to a community we know and love with a brand-new branch.
You are Enuff™
Looking to make your Impossible Dreams possible? Your membership can help make it happen!
Social Media
Share the Belonging!
Join us on social media to keep up on the latest news, special offers, and even more Belonging.
Frequently Asked Questions
About Us FAQ
At Community Financial, every question is a good question.