LOAN RATES

Auto Loans
Effective Date: Saturday, July 2nd, 2022
APR* as low asTerm
New or Used
2.74% 60 Months
Classic, Collectible & Special Interest Autos
3.99% 48 Months
Terms up to 84 months available. Call for a personalized quote.
*Annual Percentage Rate (APR). Individual rates vary and are dependent on individual credit history and other factors including LTV and term. Auto loan payment example assuming: A $15,000 loan amount on a vehicle with 20% down, an excellent credit score, a 60 months term and a 2.99% APR. The monthly payments would be about $270. An additional .25% rate discount is applied when payments are automatically deducted from a Community Financial checking account. May require co-signer.

Recreational Vehicles
Effective Date: Saturday, July 2nd, 2022
APR* as low asTerm
Boats & RVs (2022-2020)
3.99% 48 Months
Boats & RVs (2019-2016)
3.99% 48 Months
Boats & RVs (2015-2013)
4.99% 48 Months
Boats & RVs (2012 & Older)
8.99% 48 Months
New Power Sports (Used rates also available)
3.99% 48 Months
Terms up to 180 months available.  Please call us for a personalized quote.
*Consumer Loan Annual Percentage Rates (APRs) only available at Community Financial offices, the web or Member Contact Center; not available through dealerships. Special pricing does not apply to re-finance of existing Community Financial loans.* Sample rate 4.24% is based on a secured term loan of $15,000 with 20% down payment, excellent credit history, and a 48 month term. The monthly payments would be about $340. An additional .25% rate discount is available when payments are automatically deducted from your Community Financial checking account.  Rates vary and are dependent on individual credit history and other factors including: model year, loan amount, and term.

Personal Loans & Credit Cards
Effective Date: Saturday, July 2nd, 2022
APR* as low asTerm
Personal & Bill Consolidation Loans**
9.99% 60 Months
Platinum Mastercard click for required Mastercard Disclosure
8.99% Revolving
Platinum Rewards Mastercard click for required Mastercard Disclosure
10.74% Revolving
World Mastercard click for required Mastercard Disclosure
13.99% Revolving
*Annual Percentage Rates (APRs) vary and are dependent on individual credit history.
**Personal Loan Payment Example:  For a $5,000 loan with 48 month term at 10.24% APR the monthly payments would be about $127. Above stated rate includes an additional .25% rate discount which is available when payments are automatically deducted from your Community Financial checking account.

Home Equity Loans
Effective Date: Saturday, July 2nd, 2022
APR as low as*
Variable Rate HELOC
3.75%
Fixed Rate HE Term Loans
3.99%
*Home Equity Lines of Credit: The variable rate of 3.75% Annual Percentage Rate (APR) is based on a $25,000+ line of credit, 80% Loan to Value (LTV) and an excellent credit score. Estimate assumes a .25% rate discount given when payments are automatically deducted from a Community Financial checking account. Rates are based on the published Wall Street Journal Prime Rate and subject to change without notice. Additional rates available based on loan amount, LTV and individual credit history. Maximum rate 18.00% APR, minimum rate 2.00% APR. If you close your line of credit plan within the first 24 months you will be required to reimburse the credit union for the bona fide fees paid on your behalf.  Click here for important consumer information regarding Home Equity Lines of Credit.
Home Equity Term Loans - APR is based on $25,000 loan amount, for 60 months, with 80% LTV, and an excellent credit score. Estimate assumes a .25% rate discount given when payments are automatically deducted from a Community Financial checking account. Actual rate based on loan amount, LTV, term and individual credit history.

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