DEPOSIT RATES

Special Certificates of Deposit
Effective Date: Thursday, August 13th, 2020
Dividend RateAPY* as high as
13 Month Special*
0.50% 0.50%
29 Month Special*
0.75% 0.75%
*APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. Excess Share Insurance coverage changes effective 3/1/2020.

Certificates of Deposit
Effective Date: Thursday, August 13th, 2020
Dividend RateAPY* as high as
90 Day
0.30% 0.30%
180 Day
0.30% 0.30%
1 Year
0.30% 0.30%
2 Year
0.30% 0.30%
3 Year
0.30% 0.30%
4 Year
0.30% 0.30%
5 Year
0.30% 0.30%
*APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. Excess Share Insurance coverage changes effective 3/1/2020.

Savings Accounts
Effective Date: Thursday, August 13th, 2020
Minimum to OpenMinimum to Earn DividendsDividend RateAPY*
Basic Savings
$5 $100 0.05% 0.05%
Super Saver
$1,000 $1,000 0.10% 0.10%
Youth Savings
$5 $0 0.05% 0.05%
Holiday Savings
$5 $0 0.05% 0.05%
IRA Savings
$5 $0 0.05% 0.05%
Health Savings
$5 $0 0.05% 0.05%
24 Month Goal Setter Savings
$5 $0 0.50% 0.50%
60 Month Goal Setter Savings
$5 $0 0.75% 0.75%
*APY = Annual Percentage Yield. APY may change before or after the account is opened. Fees may reduce earnings. Goal Setter Accounts require monthly auto deposits to earn dividends, subject to penalty for early withdrawal.  Community Financial Fee Schedule. Excess Share Insurance coverage changes effective 3/1/2020.

Checking Accounts
Effective Date: Thursday, August 13th, 2020
Minimum to OpenMinimum to Earn DividendsDividend RateAPY*
Premier Checking
$5 $0 2.96% 3.00% on balances up to $7,500
    .10% .10% on balances over $7,500
Free Checking
$5 N/A None None
*APY = Annual Percentage Yield. Premier Checking earns 3.00% APY when monthly requirements are met. APY may change before or after the account is opened. Fees may reduce earnings. Community Financial Fee Schedule. Excess Share Insurance coverage changes effective 3/1/2020.

Money Market Accounts
Effective Date: Thursday, August 13th, 2020
Minimum to Open & Earn DividendsDividend RateAPY*
Money Market Account & IRA
$5,000 0.10% 0.10%
Asset Management Account & IRA
$20,000 0.10% 0.10%
Prestige Asset Management & IRA
$50,000 0.25% 0.25%
Select Money Market Account & IRA
$100,000 0.30% 0.30%
Premier Money Market Account & IRA
$250,000 0.35% 0.35%
Premier Plus Money Market Account & IRA
$1,000,000 0.45% 0.45%
*APY = Annual Percentage Yield. APY may change before or after the account is opened. Fees may reduce earnings. Community Financial Fee Schedule. Excess Share Insurance coverage changes effective 3/1/2020.

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