| Money Market Accounts |
| Effective Date: Wednesday, May 21st, 2025 |
| Minimum to Earn Dividends | Dividend Rate | APY* |
| $2,000 |
1.10% |
1.10% |
| $15,000 |
1.29% |
1.30% |
| $25,000 |
1.59% |
1.60% |
| $50,000 |
1.69% |
1.70% |
| $100,000 |
1.98% |
2.00% |
| $250,000 |
2.47% |
2.50% |
| $500,000 |
3.20% |
3.25% |
| $1,000,000 |
3.45% |
3.50% |
| $5,000,000 |
4.12% |
4.20% |
| *APY = Annual Percentage Yield. APY may change before or after the account is opened. Fees may reduce earnings. Community Financial Fee Schedule. |
| Special Certificates of Deposit |
| Effective Date: Wednesday, May 21st, 2025 |
| Dividend Rate | APY* as high as |
| 8 Month Certificate |
| 3.50% |
4.00% |
| 23 Month Certificate |
| 3.70% |
3.75% |
| Wire transfer fees up to $50 will be waived. |
| *APY= Annual Percentage Yield. Minimum to open: $100. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. Initial base rate of 3.5% Rate will increase to 4.0% after the first two months if a minimum direct deposit of $100 is deposited monthly into a checking account. Rate of 3.5% will remain in effect if a minimum direct deposit of $100 per month is not deposited into a checking account. Please call (877) 937-2328 for additional rates & terms. |
| Certificates of Deposit |
| Effective Date: Wednesday, May 21st, 2025 |
| Dividend Rate | APY* as high as |
| 180 Day |
| 1.55% |
1.10% |
| 1 Year |
| 1.15% |
1.16% |
| 2 Year |
| 1.15% |
1.15% |
| 3 Year |
| 1.05% |
1.05% |
| 4 Year |
| 1.05% |
1.05% |
| 5 Year |
| 1.10% |
1.10% |
| *APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $100. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. |
| Savings Accounts |
| Effective Date: Wednesday, May 21st, 2025 |
| Minimum to Open | Minimum to Earn Dividends | Dividend Rate | APY* |
| Basic Savings |
| $5 |
$100 |
0.05% |
0.05% |
| High Yield Savings |
| $5 |
$0 |
9.57% |
10.00% on balances up to $1,000 |
| |
|
0.10% |
0.10% on balances over $1,000 |
| Youth Savings |
| $5 |
$0 |
0.05% |
0.05% |
| Holiday Savings |
| $5 |
$0 |
0.05% |
0.05% |
| IRA Savings |
| $5 |
$0 |
0.05% |
0.05% |
| Health Savings |
| $5 |
$0 |
0.05% |
0.05% |
| *APY = Annual Percentage Yield. APY may change before or after the account is opened. Fees may reduce earnings. Goal Setter Accounts require monthly auto deposits to earn dividends, subject to penalty for early withdrawal. Rates are subject to change at any time. Community Financial Credit Union membership is required. Community Financial Fee Schedule. |
| Checking Accounts |
| Effective Date: Wednesday, May 21st, 2025 |
| Minimum to Open | Minimum to Earn Dividends | Dividend Rate | APY* |
| CloseEnuff Checking |
| $5 |
N/A |
N/A |
N/A |
| *APY = Annual Percentage Yield. APY may change before or after the account is opened. Fees may reduce earnings. Community Financial Fee Schedule. |
