CDs with Bragging Rights


At Community Financial Credit Union, we believe that your money should work for you, providing you the best possible chance of financial success. After all, what good is your cash really doing just sitting in a low-interest savings account or shoved under your mattress?

Certificates of Deposit (CDs) offer a low-risk savings option for a fixed period of time, with how much you earn depending on the amount of deposit, term, and rate. Unlike other savings products on the market, CDs provide some of the highest rates possible for as short as 13 months! This allows you to snag a higher savings rate for the entire term of your CD, without having to worry about the volatility of a changing market.

And that’s not all—our CDs come with extra bragging rights. To help make your savings process even easier, we’re waiving wire transfer fees up to $50 and adding in the option of a one-time rate bump during the term of your CD. That means there’s no need to wait—you can get the best rate now and in the future, if rates continue to rise! And if rates go down, there’s no need to worry; your rate is locked in place.

Who Benefits from a CD?

  • Your Savings! With inflation on the rise, now is the perfect time to open a CD that puts your money to work. With a deposit of $1,000 or more, you can start earning up to 5.10% APY* on a 29-month CD and watch your savings grow.
  • Your Little Ones! Youth and Student Accounts can open a CD for as little as $100! Give the gift that grows with them this holiday season and help tomorrow’s youth start saving today.
  • Your Retirement Account! IRA Certificates can be opened for as little as a $500 deposit. Jumpstart your retirement savings by snagging a great CD rate without all those pesky wire transfer fees.

You deserve a CD rate that you can brag about; let us help you make that a reality. Visit, visit us in-branch, or call (877) 937-2328 to get started today.


*Federally insured by NCUA. APY= Annual Percentage Yield. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 or visit for additional rates and terms.

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