CERTIFICATES OF DEPOSIT


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Community Financial offers a variety of Certificates of Deposit. How much you can earn depends on the amount, term, and rate. We offer:
  • Certificates available for investments of $1,000
  • IRA Certificates for as little as $500
  • Student Certificates for as little as $100
  • Terms from 90 days to 5 years
  • Bonus rates up to .20% on regular certificates
    See Member Rewards Clubs for details

Special Certificates of Deposit
Effective Date: Wednesday, December 7th, 2022
Dividend RateAPY* as high as
13 Month Bump Certificate
4.91% 5.00%
29 Month Bump Certificate
5.01% 5.10%
Wire transfer fees up to $50 will be waived. A one-time bump may occur during the term of the CD.
*APY= Annual Percentage Yield. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms.

Certificates of Deposit
Effective Date: Wednesday, December 7th, 2022
Dividend RateAPY* as high as
90 Day
0.30% 0.30%
180 Day
0.65% 0.65%
1 Year
0.70% 0.70%
2 Year
0.80% 0.80%
3 Year
0.85% 0.85%
4 Year
0.85% 0.85%
5 Year
0.90% 0.90%
*APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms.

Health Savings Certificate
Effective Date: Wednesday, December 7th, 2022
Dividend RateAPY* as high as
13 Month Special
4.91% 5.00%
*APY= Annual Percentage Yield. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms.

Learning Module: CDs

Certificates of deposit (CDs) offer a low-risk savings option for a fixed period of time. Learn about the types of certificates of deposits, the benefits and risks in our Money Matter$ eLearning Center.
 

More About Certificates of Deposit

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