CERTIFICATES OF DEPOSIT


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Community Financial offers a variety of Certificates of Deposit. How much you can earn depends on the amount, term, and rate. We offer:

Special Certificates of Deposit
Effective Date: Friday, March 31st, 2023
Dividend RateAPY* as high as
13 Month Bump Certificate
2.97% 3.00%
29 Month Bump Certificate
3.06% 3.10%
Wire transfer fees up to $50 will be waived. A one-time bump may occur during the term of the CD.
*APY= Annual Percentage Yield. Minimum to open: $100Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms.

Certificates of Deposit
Effective Date: Friday, March 31st, 2023
Dividend RateAPY* as high as
90 Day
0.40% 0.40%
180 Day
0.85% 0.85%
1 Year
0.95% 0.95%
2 Year
0.90% 0.90%
3 Year
0.85% 0.85%
4 Year
0.90% 0.90%
5 Year
0.95% 0.95%
*APY= Annual Percentage Yield. APY depends on Member Reward Club status and is subject to change. APY stated above assumes President's Club status. Minimum to open: $100Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms.

Health Savings Certificate
Effective Date: Friday, March 31st, 2023
Dividend RateAPY* as high as
1 Year
2.97% 3.00%
*APY= Annual Percentage Yield. Minimum to open: $500 for IRA certificates, $1,000 for all others. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms.

Learning Module: CDs

Certificates of deposit (CDs) offer a low-risk savings option for a fixed period of time. Learn about the types of certificates of deposits, the benefits and risks in our Money Matter$ eLearning Center.
 

More About Certificates of Deposit

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