Students participating in our Student Run Credit Union

Student Credit Union

Save. Spend. Give. And build financial skills that last a lifetime!

Meet Save. Spend. Give.

Wild dreams built here

Kids learn best by doing! Join the Student Credit Union and ignite your child's wild dreams by building lifelong financial freedom through real-world experience! Leading with an interactive and digital forward approach at 50+ schools across Michigan, your child will learn the kind of healthy financial behaviors that are key to shaping a strong financial future.

Save

Build security through regular saving

Learning to save is the first step to building wild dreams! With the Save. Spend. Give. program, kids discover how even small deposits can grow into something meaningful over time.

Spend

Practice mindful choices

Money choices matter. Students practice how to spend wisely, making thoughtful decisions that stretch their dollars and give them freedom.

Give

Find joy in helping others

Money isn’t just for you—it’s a way to help others, too. Students learn the joy of sharing what they have, supporting causes and people they care about.

Start small, save BIG! Take the 52-Week Savings Challenge!

New for 2025!

The 52-Week Savings Challenge for kids is here!

We're kicking things up a notch with a fresh, new challenge: The 52-Week Savings Challenge for kids!

Starting at just 10 cents and increasing by 10 cents every week, it's built to help them learn to save more, more often. And end up with over $137 in savings!

Join the Save. Spend. Give. Program

Create a joint High Yield Savings account now to join!

The best savings account for your kid with 10% APY* on the first $2,000*** saved!

Give your child a strong start with High Yield Savings

No fees
No minimum to earn dividends
Boosted savings rate beyond the first $2,000***
Save. Spend. Give. and 52-Week Savings Challenge ready!
You're in charge when you add your child as a joint account
Federally Insured by the NCUA up to $250,000 with additional Excess Share Insurance up to $100,000
Only $5 to open!

Greenlight Debit Card & App

Greenlight Debit Card & App

Greenlight for Kids: Like a debit card with training wheels!

Teach your child to spend and manage their money safely—with you in charge. Free* to CFCU members!

The savings success is totally real!

Beyond the hands-on experience gained, the savings add up! In 2024 alone, Student Credit Union members across Michigan saved over $47,782 for an average account balance of over $359 per student! At well over $300 bucks each, that’s more than the median checking account balance in the lowest percentile of US households in 2022!*

Kid, Teen and Young Adult Services

Saving more at any stage

The Student Credit Union's Save. Spend. Give. program isn't the only thing we’re doing to build a strong foundation for Michigan’s future savers—we offer accounts designed for every age, with tools and services that grow with them.

Impact Team

Meet our Team

Jenn Truxell

director/ impact