Tired of annoying fees ruining the party?

Introducing CloseEnuff™ cash flow boosting checking.
Say buh-bye to silly fees and boost your cash flow with our $50 overdraft buffer.


Open Today!


Went over your balance by up to $50? CloseEnuff™! We won’t charge you.
It’s ok if you go a little overboard, because if you’re within $50 of your balance that’s CloseEnuff™. We won’t charge you unless you exceed it.*

And our mission to keep your money where it belongs doesn’t stop there: We’ve completely eliminated the overdraft transfer fee of $4 AND reduced the non-sufficient funds fee (NSF) from $25 to $9. Which is all you’ll pay should you go beyond the $50 buffer. Because your money is your money, and we want you to keep it.

So, wave buh-bye to watching your account on the daily… and hello to not having to worry about annoying fees killing your hard-earned cashflow with every little purchase.


The first in Michigan to ditch annoying overdraft fees.

Because we all need a break sometimes. Because not a single one of us is perfect. Because stuff happens despite the very best of intentions. And because, frankly, we all deserve better. We’re stepping up as the first in Michigan to eliminate our reliance on annoying fees. And we’re not stopping there.

We’re introducing CloseEnuff™, a cashflow boosting checking account to help our members collectively save an estimated $1.2 million a year, with that number only increasing every year.

For mothers, for students, and for everyone who’s been pushed aside by the stuffy traditional ways of banking… It means more money for groceries, for prescriptions, for senior pictures and dream weddings, for college, for mortgages, for rent, and more money for saving. 


The CloseEnuff™ Deets

  • Only $5 to open
  • No minimum balance requirements
  • No direct deposit restrictions
  • No debit card or ATM fees
  • Learn more here


CloseEnuff™ Frequently Asked Questions


Supermom. Boss. Money maven.

Bobbi “Bob” finds belonging with financial tools that boost her cash flow.

If you tackle motherhood AND business like a pro, you Belong here. Because we’ve got your back with financial tools designed by moms for moms. Like CloseEnuff™ cash flow boosting checking, Early Pay and Buy Now. Pay Later right on your smart phone.

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*An Overdraft Fee will not be charged if account is overdrawn up to $50. If exceeded a fee of $9 will be applied. Overdraft transfer service links your checking account with your other accounts at Community Financial Credit Union. There is no fee for this service. For more details on transaction limits and terms and conditions of these products, please refer to the Account Fee Schedule.

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