Community Financial Credit Union
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Savings Rates

Savings Accounts
Effective Date: Tuesday, April 25th, 2017
Your savings at Community Financial are insured to $500,000. IRAs to $750,000, by NCUA & private ESI insurance. Click to learn more about NCUA increased coverage.
Savings AccountsMinimum to OpenMinimum to Earn DividendsRateAPY
Basic Savings $5 $300 0.05% 0.05%
Super Saver $1,000 $1,000 0.10% 0.10%
Youth Savings $5 $0 0.05% 0.05%
Holiday Savings $5 $0 0.05% 0.05%
IRA Savings $5 $0 0.05% 0.05%
Health Savings Accounts $5 $0 0.05% 0.05%
*APY = Annual Percentage Yield. Rates may change before or after the account is opened. Fees may reduce earnings.  Community Financial Fee Schedule.
24 Month Goal Setter Savings $5 $0 0.55% 0.55%
60 Month Goal Setter Savings $5 $0 0.80% 0.80%

Goal Setter Savings Accounts require monthly auto deposits & no withdrawals for term.  Rates subject to change monthly throughout term. 

Checking Accounts
Effective Date: Tuesday, April 25th, 2017
Checking AccountsMinimum to OpenMinimum to Earn DividendsRateAPY
Free Checking $5 N/A None None
Basic Checking $5 N/A None None
Free Student Checking $5 N/A None None
Checking Plus $2,500 - $9,999 $2,500 0.05% 0.05%
  $10,000 - $49,999   0.15% 0.15%
  $50,000 - $99,999   0.15% 0.15%
  $100,000+   0.20% 0.20%
High Yield Checking $5 $0 Rates are blended and vary with balance Less than $10,000 .05%
More than $10,000 .15%
Less than $10,000 .05%
More than $10,000 .15%
*APY ( Annual Percentage Yield) may change before or after the account is opened. Fees may reduce earnings. Community Financial Fee Schedule. 

Money Market Accounts
Effective Date: Tuesday, April 25th, 2017
Money Market AccountsMinimum to Open & Earn DividendsRateAPY
Money Market Account & IRA $5,000 0.10% 0.10%
Asset Management Account & IRA $20,000 0.10% 0.10%
Prestige Asset Management & IRA $50,000 0.10% 0.10%
Select Money Market Account & IRA $100,000 0.45% 0.45%
Premier Money Market Account & IRA $250,000 0.50% 0.50%
*APY = Annual Percentage Yield. Rates may change before or after the account is opened. Fees may reduce earnings. Community Financial Fee Schedule.

Certificate Rates
Effective Date: Tuesday, April 25th, 2017
  Share Certificates & Non-Club Members & Student Certificates eClub &
Advantage Club
Sterling Club President's Club
TermRateAPYRateAPYRateAPYRateAPY
23 Month Special* 1.19% 1.20% 1.19% 1.20% 1.19% 1.20% 1.19% 1.20%
57 Month Special* 1.59% 1.60% 1.59% 1.60% 1.59% 1.60% 1.59% 1.60%
90 Day 0.10% 0.10% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30%
180 Day 0.10% 0.10% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30%
1 Year 0.10% 0.10% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30%
2 Year 0.20% 0.20% 0.30% 0.30% 0.35% 0.35% 0.40% 0.40%
3 Year 0.20% 0.20% 0.30% 0.30% 0.35% 0.35% 0.40% 0.40%
4 Year 0.35% 0.35% 0.45% 0.45% 0.50% 0.50% 0.55% 0.55%
5 Year 0.45% 0.45% 0.55% 0.55% 0.60% 0.60% 0.65% 0.65%

The appropriate Certificate Bonus rate will be applied at the time your certificate account is opened.  Stated Annual Percentage Yields (APY) depend on Member Reward Club status. Club membership is determined by the combined deposit and loan balances, excluding 1st mortgages & certificates, held at Community Financial. *Member Reward Bonuses do not apply to special certificates. Rates are reviewed weekly and subject to change without notice. Accounts subject to penalty for early withdrawal, fees, if any, may reduce earnings.

 

About Community Financial
Special rate certificates
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Community Financial Credit Union, P.O. Box 8050, Plymouth, Michigan 48170-8050

Proudly serving the checking, savings & loan needs of these Michigan communities:
Atlanta | Canton | Gaylord | Hillman | Lewiston | Livonia | Northville | Novi |Plymouth

© Community Financial 2017

Additional coverage provided by ESI.
Equal Housing Lender
Federally insured by NCUA.
Federally insured by NCUA.

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