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Community Financial Credit Union
Home > Savings Services > Certificates of Deposit

Certificates of Deposit

Community Financial offers a variety of Certificates of Deposit. How much you can earn depends on the amount, term, and rate. We offer:

Certificate Rates
Effective Date: Tuesday, February 28th, 2017
  Share Certificates & Non-Club Members & Student Certificates eClub &
Advantage Club
Sterling Club President's Club
TermRateAPYRateAPYRateAPYRateAPY
23 Month Special* 1.19% 1.20% 1.19% 1.20% 1.19% 1.20% 1.19% 1.20%
57 Month Special* 1.49% 1.50% 1.49% 1.50% 1.49% 1.50% 1.49% 1.50%
90 Day 0.10% 0.10% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30%
180 Day 0.10% 0.10% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30%
1 Year 0.10% 0.10% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30%
2 Year 0.20% 0.20% 0.30% 0.30% 0.35% 0.35% 0.40% 0.40%
3 Year 0.20% 0.20% 0.30% 0.30% 0.35% 0.35% 0.40% 0.40%
4 Year 0.35% 0.35% 0.45% 0.45% 0.50% 0.50% 0.55% 0.55%
5 Year 0.45% 0.45% 0.55% 0.55% 0.60% 0.60% 0.65% 0.65%

The appropriate Certificate Bonus rate will be applied at the time your certificate account is opened.  Stated Annual Percentage Yields (APY) depend on Member Reward Club status. Club membership is determined by the combined deposit and loan balances, excluding 1st mortgages & certificates, held at Community Financial. *Member Reward Bonuses do not apply to special certificates. Rates are reviewed weekly and subject to change without notice. Accounts subject to penalty for early withdrawal, fees, if any, may reduce earnings.

 

About Community Financial
Special rate certificates
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Community Financial Credit Union, P.O. Box 8050, Plymouth, Michigan 48170-8050

Proudly serving the checking, savings & loan needs of these Michigan communities:
Atlanta | Canton | Gaylord | Hillman | Lewiston | Livonia | Northville | Novi |Plymouth

© Community Financial 2017

Additional coverage provided by ESI.
Equal Housing Lender
Federally insured by NCUA.
Federally insured by NCUA.