This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
Community Financial Credit Union
Home > Loan Services > Personal & Debt Consolidation Loans

Personal & Bill Consolidation Loans

Whether you have a home improvement project or need help digging out of holiday debt, Community Financial has a loan to help.

  • Personal Loans use the borrower's signature and promise to pay as collateral. Also known as a good faith loan, eligibility is determined by a member’s credit history and debt-to-income ratio.
  • Bill Consolidation Loans are personal loans used to pay off multiple other loans and/or credit card debt. The advantage to these loans is they’ll have lower interest rates than the original debt, and allow the borrower to make only one lower payment per month instead of several.
  • Home Improvement Loans help members who may not have equity in their home use a personal loan for home improvements.

For questions stop by one of our branches or call (877) 937-2328 to learn more.

 

Credit Cards and Personal Loans
Effective Date: Monday, January 23rd, 2017
NameRates As Low As*Term
Platinum MasterCard
click for required MasterCard Disclosure
10.74% Revolving Lines
Personal & Bill Consolidation Loans 8.99% 60 Months
"No Equity" Home Improvement Loans 8.99% 60 Months
Consumer Loan Annual Percentage Rates (APRs) Personal Loan Payment Example:  For a $5,000 loan with 60 month term at 9.24% APR the monthly payments would be about $104. An additional .25% rate discount is available when payments are automatically deducted from your Community Financial checking account. Rates vary and are dependent on individual credit history.

About Community Financial
Apply for an auto loan with Community Financial Credit Union
FacebookTwitterBloggerYouTubeInstagram
Community Financial Credit Union, P.O. Box 8050, Plymouth, Michigan 48170-8050

Proudly serving the checking, savings & loan needs of these Michigan communities:
Atlanta | Canton | Gaylord | Hillman | Lewiston | Livonia | Northville | Novi |Plymouth

© Community Financial 2017

Additional coverage provided by ESI.
Equal Housing Lender
Federally insured by NCUA.
Federally insured by NCUA.