Community Financial Credit Union
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Mortgage Services

Community Financial's mortgage experts are local lenders with years of experience helping Michigan homeowners into the "right" mortgage. We offer very competitive rates, affordable low fees, and a variety of terms to make the buying or refinancing process easier.

No matter what your mortgage needs, from primary residences and second homes to investment properties and vacant land, we can help you finance single-family residences, condominiums, factory-built homes or multi-unit properties. We can also help lower your current mortgage payments by refinancing your home at a lower rate. Schedule an appointment today to learn more about our mortgage options.

Get Preapproved for Free!

Show realtors and home sellers you’re a serious shopper by getting pre-approved for our mortgage. You'll also find out how much house you can afford before you start house-hunting and have an idea of what your monthly payments will be.  Speak to a mortgage specialist today.

First-Time Homebuyers

Interested in buying your first home but unsure where to start? Community Financial’s team of local, experienced mortgage experts can make the mortgage process easier. We’ll answer all of your questions on the purchase process, and help find the right mortgage option for you.

FHA Mortgages
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  • Low down payment and closing costs.
  • Insured by the Federal Housing Administration.
  • Relaxed credit score requirements.
 

0% Financing

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•  Available to those with a Good credit score (720+).
•  No income limits
•  Available for 15, 20, and 30-year Fixed Rate Terms and ARMs
•  Available on loan amounts up to $424,100

*See Today's Rates for more info.

 

Rural Development
Mortgages
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  • Program allows low to moderate income families in rural areas the ability to purchase their primary residence.
  • Offer zero down payment financing, significantly reducing the amount of money needed to purchase a home. 
  • Lower credit score requirements.
 

Conventional
Mortgages

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  • Interest rates remain the same over the life of the loan.
  • Offers the security of knowing your payments will never change. 
  • Terms available from 10 to 30 years. 
  • Low rates.
 
About Community Financial

Today's Rates

Personalized Quote

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Community Financial Credit Union, P.O. Box 8050, Plymouth, Michigan 48170-8050

Proudly serving the checking, savings & loan needs of these Michigan communities:
Atlanta | Canton | Gaylord | Hillman | Lewiston | Livonia | Northville | Novi |Plymouth

© Community Financial 2017

Additional coverage provided by ESI.
Equal Housing Lender
Federally insured by NCUA.
Federally insured by NCUA.

Applying for a Loan or Account

Thank you for your interest in a loan or deposit account at Community Financial Credit Union. Please review Community Financial's field of membership in the state of Michigan and choose an option below.

• I am currently a member or believe I qualify for membership based on Community Financial's requirements.
Proceed to application

• I do not meet Community Financial's field of membership requirements.

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Applying for a Loan or Account

Thank you for your interest in a loan or deposit account at Community Financial Credit Union. Please review Community Financial's field of membership in the state of Michigan and choose an option below.

• I am currently a member or believe I qualify for membership based on Community Financial's requirements.
Proceed to application

• I do not meet Community Financial's field of membership requirements.

Cancel this request