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Giving is Easier than Ever this Season!

Spread more joy with every swipe of your card! Learn about how your purchases can do good in Michigan communities.

Author

CFCU Staff

Date

Dec 2, 2025

Creating an impact, one swipe at a time

What if we told you that making more change in our communities could be a part of your routine? Even something you could do without even realizing it? Well, we want to make it easy for you to give back, because our purpose is more than just supporting our members through thick and thin. We’re dedicated to making the lives of all Michiganders better.

That’s why, when you shop while using your CFCU Mastercard® Debit or Credit Card, you can help raise funds for local organizations! In fact, members just like you raised $120,000 last year alone! Join the momentum as you’re crossing off your holiday shopping list this year and feel an extra rush of those warm, fuzzy feelings knowing that your giving is going further.

Here’s how it works:

  • Mastercard® Debit Card holders: Every time you swipe your card, we donate one cent to a local charity! To choose or change the charity linked to your debit card, give our Care Center a call at (877) 937-2328! A few taps and a quick chat are all it takes to begin making a difference! Once you’ve linked your card, it’s automatic—you won’t have to think about it again and again. Now that’s giving made easy!
  • Mastercard® Credit Card holders: You can choose to send your credit card rewards points to a local charity. Plus, Platinum Rewards, World, and Business Mastercard® holders get to choose where their spending earns extra points from October 1, 2025 to December 31, 2025! (Psst. That’s just in time for the season of giving.)

Power your spending this holiday season

Many folks tend to spend a bit more leading up to and around the holidays. Over time, your actions can pour good back into our communities, from trips to the grocery store to prep for sharing delicious meals to finding the perfect gift for everyone on your list. Or perhaps your holiday plans include traveling to spend time with those you love, everything from trips to the pump or the airport will add up. There’s endless opportunities at the touch of your fingertips for your spending power to do more.

The causes and organizations we support

We’re all about making the mitten a better place to live! Learn more about the ways we’re helping pour more money back into the communities we serve:

  • Housing Affordability: We created the Relentless Care Foundation to make a deeper, lasting impact on our communities by tackling Michigan’s largest barrier to economic prosperity. In 2024, the foundation provided ‌​‌‍$530,000+ in grants to 42 local organizations!
  • The Arts: Detroit-based, world-famous artist Tony Roko established his arts foundation in 2017 to provide art and entrepreneurial training for Metro-Detroit’s most underserved communities. The non-profit’s mission is to encourage individuality, support creative growth, and reinforce self-worth through artistic expression.
  • LGBTQ+ Youth and Young Adults: The Ruth Ellis Center empowers Michigan LGBTQ+ youth and young adults by providing supportive housing, clinic access, and educational opportunities. Their work centers around supporting young people of color who are experiencing barrier to health and wellbeing.

Whichever organization you help support, you can help make fellow Michiganders’ seasons a little brighter and spread some holiday cheer every day—without having to write a big check!

Your swipes (or taps!) in action

In 2024, charitable donations from debit cards alone raised $120,000!!! Crunching the numbers, that’s nearly $10,000 a month. Talk about cha-ching! We can’t wait to see what an incredible impact your purchases will have in the future. Together, we can help Michigan’s communities become stronger and more vibrant.

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High Yield for the Holidays

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