Mastercard Debit Card
No monthly fees, no transaction charges, and fully charged with CloseEnuff™ perks!
MASTERCARD DEBIT CARDS
Meet the debit card that’s as good as it looks.
Just because we believe that You Are Enuff™ doesn’t mean that we can’t help making your world even better. That’s why we’re pairing your CloseEnuff™ cashflow boosting checking account with an absolute powerhouse of a debit card. From boosting your personal bottom line to helping build up our local communities, it’s made to make an impact in your everyday life like no other.
Tap, swipe and travel with no monthly fees!
Whether you’re shopping online from the comfort of your couch, spending a weekend up north, or visiting the other side of the world, you’re covered. Access your checking account anywhere you see the Mastercard® logo! All transactions appear on digital banking and your monthly statement—without any monthly fees, wherever you’re at!
Local Charity Donations
Debit that does good
Beauty isn’t just plastic deep. In fact, your debit card can make donations with our money! Pick one of our local partner organizations, and we’ll donate one cent every single time you swipe. That’s more change in our communities—and in your pocket. To choose or change the organization linked to your card, call our Care Center at (877) 937-2328.
Strengthening communities across Michigan
Community Financial’s Relentless Care Foundation builds on our legacy of giving by working to tackle Michigan’s largest barrier to economic prosperity: housing affordability. Alongside our grant partners, we’re funding what makes housing attainable for more Michiganders—all while strengthening our workforce and fostering community mobility.
Strengthening communities across Michigan
Community Financial’s Relentless Care Foundation builds on our legacy of giving by working to tackle Michigan’s largest barrier to economic prosperity: housing affordability. Alongside our grant partners, we’re funding what makes housing attainable for more Michiganders—all while strengthening our workforce and fostering community mobility.
Custom Card Designs
Swipe in style
Put a personal touch on every purchase with one of six different cards designed for Michiganders by Michiganders! Whether it’s a painting by local icon Tony Roko or a photo crafted by Nine Design’s Evan Thomas, there’s no reason why your wallet can’t look a little more like a wall of art. If you're a current member, you can call our Care Center at (877) 937-2328 to choose your new card design!
Your Own Tony Roko Piece
Michigan as seen by Nine Design’s Evan Thomas
Walk with Daisy the bear
Debit Card Features
Does your average debit card do all this?
Unleash the full power of your CloseEnuff™ checking with confidence and security.
CloseEnuff Checking
Buy Now. Pay Later!
Your debit card is the gateway to your CloseEnuff™ personal checking account’s most powerful perk: Buy Now. Pay Later! It can turn your eligible debit card purchases, like new tires or a big grocery bill, into an easier to handle monthly payment. Best of all, you have up to 60 days to flip it on right from our app. So you can easily switch to payments if unexpected bills pop up later.
Debit Card Rewards
Reward yourself with Bennys!
Debit card perks?! Yup, that’s a perk of your free debit card from CFCU! Enrolled members automatically receive 1 point for every $100 spent, with even more points stacked on top for completing monthly challenges. Turn your points into gift cards for even more benefits per buy with CFCU Bennys!
Grow Your Change
Boost your savings with every buy
Save automatically with every purchase! When you turn on Grow Your Change for your CloseEnuff™ personal checking account, we’ll round up the amount of daily transactions on your debit card to the nearest whole dollar and transfer that change from your CloseEnuff™ account to your chosen savings account! Turn on Grow Your Change and round up savings in the CFCU digital banking app now!
Mastercard Digital Banking
Do more, digitally
No worries if you can’t make it to a branch. Our card services can come with you anywhere!
Manage spending
We all want to know exactly where our money is going. Track your transactions and budget your spending with our digital banking app, even when you’re waiting in the checkout line!
Digital wallet
Link your card right to your phone’s digital wallet and save yourself some extra pocket space! Your CFCU card can connect to any of the major contactless payment options—so you’re covered and ready to go mobile!
Track your credit score
Pay on time, put yourself ahead, and get an easy look at where your work is getting you. After all, it’s a lot easier to go for the high score when you know where you’re at!
Tap to Pay
Tap to pay for a faster, safer checkout! Just hold your CFCU Mastercard® near a contactless terminal—no swiping, no inserting, no hassle. Secure, simple, and perfect for on-the-go.
Digital card issuance
If you have a new or replacement card on the way but just can’t stand the wait, we’ll get you set up with a digital version that you can start swiping a whole lot sooner.
Mastercard Security
Mastercard confidence
There’s a lot packed into your Community Financial Mastercard® debit card, from security features to handy services. For a full breakdown of just what it can do, check out our Debit Mastercard® Guide to Benefits.
Zero liability protection
Protect your peace of mind and swipe in comfort knowing that all Community Financial Mastercard® debit (and credit!) cards are protected by the Mastercard® Zero Liability Policy, should they ever be lost or stolen. After all, who would want a stranger spending their hard-earned money?
Identity check
As an extra layer of online shopping security, Mastercard® Identity Check™ helps to keep scammers from spending your money on the web. If a transaction seems suspicious, a pop-up message may ask you to call (866) 570-1235 to verify your identity before a purchase can be fully completed.
Frequently Asked Questions
Debit Card FAQ
Other Card Options
Not the card you’re looking for? Try these on for size!
Need more than a personal debit card? Do more with CFCU business debit and credit cards built for your life.
Fraud Alerts
We’re dedicated to keeping our members and their money protected, so all Community Financial Mastercard® debit and credit cards are automatically enrolled in receiving fraud alerts.
If we need to contact you, we will NEVER ask for personal, account, or card information. This includes card numbers, PINs, security codes, login information, etc. Please do not give this information out to anyone.
Trust your gut. If you’re ever unsure about a phone call, please hang up and call us directly at (877) 937-2328 to ensure that you’re speaking with a real Community Financial team member. Avoid clicking on links in text messages and emails if you do not recognize the sender’s information.
Other Products
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