Buy Now. Pay Later is Here!


Same Debit Card, More Flexible Payments

We're excited to share that Community Financial is the first credit union in Michigan to offer Buy Now. Pay Later to our members!

For the first time ever, you can turn your eligible Community Financial debit card purchases into monthly installment plans.

  • Use your debit card whenever and wherever you shop
  • Manage your budget by spreading larger expenses over time
  • Review and manage all plans, offers and payments in one place 

How Will It Work?

  • Make purchases with your debit card
  • Check Buy Now, Pay Later in your Digital Banking
  • View available offers on eligible purchases
  • Decide which purchases you would like to split over time
  • Select the installment plan that works for you
  • See your purchase amount deposited back into your account within 24 hours

Login to Your Digital Banking

Subject to member eligibility. An eligible purchase for BNPL is a debit card purchase made in the past 60 days that is between $80-$2500 and was not a cash equivalent purchase (e.g., ATM withdrawal, money order, cash advance, etc.). Other restrictions surrounding the merchant type and transaction limits do affect BNPL eligibility.

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