Kids Accounts
Building the foundation for their financial future, together.
AGES 0-12
Raising money-smart
kids starts here
Good habits start young! More than just a place to stash savings, our kids’ financial services are designed to help children build smart money skills early—so they can save, spend, and dream big with confidence. From first-time savings accounts to hands-on learning tools like the Greenlight debit card and Student Run Credit Unions, we make it easy for you to set them up for success.
Looking to get started with a Student Run Credit Union?
Start by opening a Kids Savings Account for your student! Visit our Student Run Credit Union page for more info.
Kids Savings Account
It all starts with savings
Start your child’s savings journey early with a Kids Savings Account built for big dreams! With great rates, easy deposits, and fun ways to learn about money, they’ll be set up for success from the start. Free to members under 12.
Greenlight Debit Card & App
Greenlight Debit Card & App
Like a debit card with training wheels
Free* to CFCU members, Greenlight is a debit card designed for kids and students that puts parents in full control. Add allowance money to the card automatically with the Greenlight app, and even create chore lists that pay out as things get checked off! Parents can also monitor their student’s spending, with real-time notifications to keep you in the loop about their progress!
Student Run Credit Union
Earning while learning at school
To invest in the future of Michigan we’re giving students hands-on financial experience at 50+ schools across the state—and empowering them to run the whole show! Because when you build a more financially aware and stable generation, they’re more likely to build a stronger, more prosperous Michigan for us all.
Contact Us
Need a hand getting set up?
All good. We’re here to help!
Kidpreneurs born here
The earlier they learn how to handle their money, the better off they’ll be. Tap to view all financial learning stories.
News
5 Reasons Why Parents Love Student-Run Credit Unions at School
Big money lessons start small. Discover how student-run credit unions help kids build real-world money skills, boost confidence, and create healthy financial habits—right from their school!
News
Learning Through Doing: The Power of Student Run Credit Unions
Our Student Run Credit Union members saved $47,782 in 2024! All while learning how to save, plan, and manage their money for an impossibly bright future. And that’s only the beginning...
News
Instilling Excellence in Westland's Young Athletes
ESCOT Youth Development empowers young people in Westland and beyond through academic, athletic, and leadership programs. Their new student run lawn and snow removal business embodies these pillars while supporting community members unable to mow or shovel.
Kids, Teen & Young Adult Services
Grow with them
Because kids evolve as they grow, our financial tools grow with them. From easy beginnings to more full-featured accounts, we’re here to help you guide your family to a strong financial future.
Frequently Asked Questions
Kids Accounts FAQ
What We Do
Making Impossible Dreams come true on the daily.
Wherever you are on your financial journey, you Belong here.
*CFCU customers are eligible for the Greenlight SELECT plan at no cost when they connect their CFCU account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 2/19/2028. Offer subject to change and partner participation.