Grow Your Change
Turn spare change into steady savings without breaking a sweat.
Saving more money doesn’t have to mean setting reminders and breaking out the spreadsheets. It works best when it’s easy—which is why Grow Your Change is built around automatic transfers that you don’t have to think about, and small savings amounts that don’t hurt your cashflow but still add up to lots of extra cash!
Every time you swipe or tap your CFCU debit card, we’ll round up your purchase to the nearest dollar and put that spare change into any Community Financial savings account you’d like. Even High Yield Savings! We’ll do the work—you just watch your money grow.
Take the work out of working towards your Impossible Dreams!
Saving in small amounts is easier to commit to, but it still stacks up over time when you’re doing it all the time!
It’s our way of putting savings power into the overdraft-buffering, purchase-splitting, early paying goodness of your CloseEnuff™ checking account!
Automatic savings transfers take the reminder-setting and stress out of saving. You just keep on living life, and we’ll help build your balance in the background.
Set up Grow Your Change in just a few clicks on our digital banking app. You can get started any time, even in the middle of the checkout line!
Change adds up, even without checking the couch cushions.
Take all that change you’ll be growing to new heights by pairing it with our High Yield Savings Account. Boasting 10% APY on your first $1,000 and boosted rate beyond that, there’s no need to sacrifice savings-speed for simplicity!
Minimum to Open | Minimum to Earn Dividends | Dividend Rate | APY* |
---|---|---|---|
Basic Savings |
|
|
|
$5 | $100 | 0.05% | 0.05% |
High Yield Savings |
|
|
|
$5 | $0 | 9.57% | 10.00% on balances up to $1,000 |
|
| 0.10% | 0.10% on balances over $1,000 |
Kids Savings |
|
|
|
$5 | $0 | 0.05% | 0.05% |
Holiday Savings |
|
|
|
$5 | $0 | 0.05% | 0.05% |
IRA Savings |
|
|
|
$5 | $0 | 0.05% | 0.05% |
Health Savings |
|
|
|
$5 | $0 | 0.05% | 0.05% |
*APY = Annual Percentage Yield. APY may change before or after the account is opened. Fees may reduce earnings. Goal Setter Accounts require monthly auto deposits to earn dividends, subject to penalty for early withdrawal. Rates are subject to change at any time. Community Financial Credit Union membership is required. Community Financial Fee Schedule.
Ready to get the growing going? A CloseEnuff™ checking account is all it takes to get started!
A High Yield Savings account can help your money grow faster—especially if you know how to use it well. Here are five simple ways to make the most of every dollar and every percentage point!
Save yourself the head-scratching and save $1,378 by automating your savings plan with the 52-Week Savings Challenge!
The complete guide to the difference between a health savings account (HSA) and a flex spending account (FSA).
You have questions, we have answers. Learn more about CFCU’s Grow Your Change Savings here.
We’ve got something for just about any savings goal, whether that’s a speedy start with our High Yield Savings Account, steady growth with a long term, low-effort CD, or the flexibility to spend and save with a Money Market.
Looking to make your Impossible Dreams possible? Your membership can help make it happen!
The big stuff, done better. From checking that puts you back in control of your cash... to loans that fit your life, let’s make your Impossible Dreams happen.
** APY = Annual Percentage Yield. Rate offered may change at any time. The minimum balance to open the account is $5.00. The 10.00% APY is earned on balances of $.01 to $1,000.00. Balances of $1,000.01 and above earn an APY of 0.10%. Fees could reduce earnings. Federally insured by the NCUA.