A young woman walking through a university hall
Community Financial Logo

Private Student Loans

Flexible Private Student Loan Options to help Fund Your Education.

Because You Are Enuff, we’re here to help you achieve even more.

College costs can add up fast—but your future is worth investing in. Whether you're heading off to school or managing loans after graduation, we’re here to help you stay on track. With private student loans and refinancing options designed to fit real life, you can focus more on your education and less on how to pay for it. It’s one more way we’re helping Michiganders build a future full of possibility.

Private Student Loans

Student loans

Our innovative Student Choice private student lending solution is designed to help you responsibly fill funding gaps that may remain after you've exhausted lower-cost sources of aid.

Flexible terms & no application fees

Benefits of our solution
  • Available for undergraduate and graduate students
  • Competitive fixed and variable interest rates
  • Secure funding from our line of credit even if you're unsure of your college or exact funding needs
  • Potentially reduce your rate by 0.25% by enrolling in automatic electronic payments during repayment
  • Multiple repayment & in-school deferment options
  • Borrow locally from a for-impact credit union you can trust

Fill Funding Gaps

Apply for a private student loan today

Student Loan Refinance

Student loan refinance

Take control of your student loan repayment! Refinance and consolidate your private and federal student loans (including PLUS loans) into one manageable loan, setting up one convenient payment and potentially lowering your rate.*

Refinance and consolidate your student loans into one convenient payment

Benefits of our solution
  • Competitive interest rates
  • Flexible repayment terms to fit your needs
  • Potentially reduce your rate by 0.25% by enrolling in automatic electronic payments during repayment
  • Borrow locally from a for-impact credit union you can trust

*IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. Please review this important disclosure for more information.

Apply Today

Secure your loan with easy application

Scholarships

A young woman in the university library

Scholarships that invest in you

A mom and her son unload groceries from their vehicle

Loans From CFCU

Other loan options

Frequently Asked Questions

Student Loan FAQ

Understand the different costs of college and learn more about the different ways you can save.

You are Enuff™

What We Do

Making Impossible Dreams come true on the daily.

Wherever you are on your financial journey, you Belong here.