Boat, Power Sports, & RV Loans in Michigan
Finance your next great Michigan adventure.
Adventure starts here.
At Community Financial Credit Union, our recreational loans offer the freedom to explore. Enjoy low rates, flexible terms, and local support every step of the way.
Recreational Loan Details
- Flexible Terms: Choose a repayment plan that fits your budget, with terms up to 180 months.
- Competitive Rates: Enjoy low Annual Percentage Rates (APRs) tailored to your credit profile and loan specifics.
- Rate Discounts: Benefit from an additional 0.25% rate discount when payments are automatically deducted from your Community Financial checking account.
- Pre-Approvals: Get pre-approved to shop with confidence, knowing your financing is secured.
- Local Service: Experience personalized service with local decision-making for a smoother loan process.
Recreational Vehicle Loan Rates
Date Updated June 5, 2025
APR* as low as | Term |
|---|---|
Boats & RVs (2024-2022) |
|
8.24% | 48 Months |
Boats & RVs (2021-2018) |
|
8.24% | 48 Months |
Boats & RVs (2017-2015) |
|
8.24% | 48 Months |
Boats & RVs (2014 & Older) |
|
11.24% | 48 Months |
New Power Sports (Used rates also available) |
|
8.24% | 48 Months |
Terms up to 180 months available. Please call us for a personalized quote.
*Consumer Loan Annual Percentage Rates (APRs) only available at Community Financial offices, the web or Care Center; not available through dealerships. Special pricing does not apply to re-finance of existing Community Financial loans.* Sample rate 8.49% is based on a secured term loan of $15,000 with 20% down payment, excellent credit history, and a 48 month term. The monthly payments would be about $369.71. An additional .25% rate discount is available when payments are automatically deducted from your Community Financial checking account. Rates vary and are dependent on individual credit history and other factors including: model year, loan amount, and term.
Recreational Loan Online Application
Apply today
Apply today and let CFCU help you finance your next RV, motorcycle, boat, or powersport vehicle.
Recreational loan resources
Tips & Guides
Learn more about loans while financing and shopping for the recreational vehicle of your dreams.
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Manage Your Loan
Make a payment
Make a secure online payment anytime, anywhere with CFCU’s easy-to-use payment portal.
Loans From CFCU
Other loan options
Looking for a different kind of loan? We offer a wide range of borrowing solutions to fit your needs, including personal loans, home equity lines of credit, and more.
Frequently Asked Questions
Recreational Vehicle Loan FAQ
Have questions about applying, payments, or qualifications? Find quick answers to our most common loan-related questions right here.
What We Do
Making Impossible Dreams come true on the daily.
Wherever you are on your financial journey, you Belong here.
