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Auto Loans

Get where you’re going with new and used auto loans.

Auto Loan Details

New & used auto loans

Whether you’re shopping for something new, looking for a used ride, or want to refinance your current auto loan, we’re making it easy to stay on the road without speeding past your budget.

Shop new, used, or refinance your current loan!

Auto Loan Details

  • No application fees
  • Flexible terms up to 84 months*
  • 0% down options*
  • .25% rate discounts with auto pay
  • Access through digital banking
  • Local, fast and friendly service

Skip-A-Pay

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Slip away with Skip-A-Pay!

Auto Loan Rates

Date Updated June 5, 2025

APR* as low as

Term

New or Used

6.49%

60 Months

Classic, Collectible & Special Interest Autos

8.24%

48 Months

Terms available for 84 months and longer, call to get a personalized quote.

*Annual Percentage Rate (APR). Individual rates vary and are dependent on individual credit history and other underwriting factors. Auto loan payment example: A $15,000 loan amount on a vehicle with 20% down, an excellent credit score, a 60 months term and a 6.74% APR, the monthly payment would be $295.23. An additional .25% rate discount is applied when payments are automatically deducted from a Community Financial checking account. May require co-signer. Programs, rates, terms, and conditions are subject to change without notice.

Apply for your auto loan today!

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GAP Insurance

GAP insurance

Stay extra-protected in the event of a totaled car. Gap insurance covers the loan balance that your regular insurance won't cover, saving you from potentially paying thousands out of pocket.

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Mechanical Repair Coverage

Mechanical Repair Coverage

Don’t let a wear and tear repair bill leave you stranded. Mechanical repair coverage helps to keep you protected when parts fail or an unexpected expense pops up!

Payment Portal

Make a payment

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Loans From CFCU

Other loan options

Frequently Asked Questions ‌‍ ‍ ‍‌‍‌ ‍ ‍ ‍‍ ‍ ‍‌‌ ‌‍‌‌ ‌‍‌‌‌‌‍ ‌‌‍ ‌‍ ‌‍‌‌‍‍ ‌‍ ‌‌‌ ‌‍‍ ‌‌‌‌ ‌‍ ‍ ‍‌‌

Auto Loan FAQ

Have questions about applying, payments, or qualifications? Find quick answers to our most common loan-related questions right here.

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What We Do

Making Impossible Dreams come true on the daily.

Wherever you are on your financial journey, you Belong here.