IRAs
The earlier you start saving for retirement the better off you will be in the long run. Community Financial makes it easy, we offer IRA Savings or Certificate Accounts that can be opened with a minimal amount and are insured by the NCUA & private ESI insurance.
IRA Certificates of Deposit
Any Community Financial certificate of deposit can be opened as a Traditional, Roth or Educational IRA for as little as $100.
| Special Certificates of Deposit | |
| Effective Date: Thursday, September 28th, 2023 | |
| Dividend Rate | APY* as high as |
| 13 Month Bump Certificate | |
| 4.23% | 4.30% |
| 29 Month Bump Certificate | |
| 4.33% | 4.40% |
| Wire transfer fees up to $50 will be waived. A one-time bump may occur during the term of the CD. | |
| *APY= Annual Percentage Yield. Minimum to open: $100. Fees may reduce earnings; subject to penalty for early withdrawal. Please call (877) 937-2328 for additional rates & terms. | |
IRA Savings Accounts
- Only $5 to open*
- Easily build your retirement savings with automatic deposits
- No minimum to earn dividends
- $3 monthly fee if balance is below $100
- View all deposit rates
Call (877) 937-2328 to discuss which IRA is right for you.
*Consult a tax advisor before opening
Learning Module: Retirement
Have you started saving for retirement? It’s never too early or too late to get started. Check out our Money Matter$ eLearning Center to figure out how to start saving and how much you should plan to save for your future financial security.
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