Tired of annoying fees ruining the party?
Introducing CloseEnuff™ cash flow boosting checking.
Say buh-bye to silly fees and boost your cash flow with our $50 overdraft buffer.
Went over your balance by up to $50? CloseEnuff™! We won’t charge you.
It’s ok if you go a little overboard, because if you’re within $50 of your balance that’s CloseEnuff™. We won’t charge you unless you exceed it.*
And our mission to keep your money where it belongs doesn’t stop there: We’ve completely eliminated the overdraft transfer fee of $4 AND reduced the non-sufficient funds fee (NSF) from $25 to $9. Which is all you’ll pay should you go beyond the $50 buffer. Because your money is your money, and we want you to keep it.
So, wave buh-bye to watching your account on the daily… and hello to not having to worry about annoying fees killing your hard-earned cashflow with every little purchase.
The first in Michigan to ditch annoying overdraft fees.
Because we all need a break sometimes. Because not a single one of us is perfect. Because stuff happens despite the very best of intentions. And because, frankly, we all deserve better. We’re stepping up as the first in Michigan to eliminate our reliance on annoying fees. And we’re not stopping there.
We’re introducing CloseEnuff™, a cashflow boosting checking account to help our members collectively save an estimated $1.2 million a year, with that number only increasing every year.
For mothers, for students, and for everyone who’s been pushed aside by the stuffy traditional ways of banking… It means more money for groceries, for prescriptions, for senior pictures and dream weddings, for college, for mortgages, for rent, and more money for saving. And with an extra $750 bucks for new accounts on us, that cash flow boost makes an even bigger impact than ever before.
Limited Time
Get $750 when you open a new CloseEnuff™ checking account!
Now through April 30, we’ll add $750** to your new checking account after you start with at least $5,000, keep up the amount for 90 days, and set up direct deposit for 3 months in a row.
- $5,000 minimum opening deposit
- $5,000 minimum balance for 90 days
- Direct deposit for 3 consecutive months
For current members, if you’re already in the $750 promotion for your existing checking account, your account will automatically switch to CloseEnuff™ checking. No new account needed to continue getting your bonus! Offer only valid once, for first-time new checking accounts only.
The CloseEnuff™ Deets
- Only $5 to open
- No minimum balance requirements
- No direct deposit restrictions
- No debit card or ATM fees
- Learn more here
CloseEnuff™ Frequently Asked Questions
*An Overdraft Fee will not be charged if account is overdrawn up to $50. If exceeded a fee of $9 will be applied. Overdraft transfer service links your checking account with your other accounts at Community Financial Credit Union. There is no fee for this service. For more details on transaction limits and terms and conditions of these products, please refer to the Account Fee Schedule.
**To receive the $750 bonus, open a new checking account with a minimum balance of $5,000. No portion of the initial deposit can come from funds that are already on deposit with CFCU. Entire initial amount deposited at account opening must be funds from a source other than funds you have on deposit with the Credit Union (e.g. funds from an account you hold at another financial institution). Open only to new checking account holders. Only one promotion per household. Minimum balance of $5,000 needed for 90 days with three months of direct deposits. Bonus provided within 45 days after the initial 90 day requirements. Offer ends April 30, 2024.
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