Community Financial Logo

Community Impact

Making the mitten a better place is kinda our thing.

If you’re looking to make a difference in your neighborhood, you’ve come to the right community credit union

When people feel seen, they thrive—and so do the communities around them. That’s why we are collectively investing in breaking down barriers, opening doors, and creating opportunities for everyone in Michigan. From financial education to local grants and partnerships, we’re building more than just better banking—we’re building a community where everyone has a place, a voice, and a path to a brighter, thriving future.

Why?
Because the right thing to do is the only thing to do.

Key Impact Programs

A membership to more

Youth Financial Education

Helping kids make cents of money

We believe that setting kids up with financial skills from the start is one of the strongest ways to build true, long-term economic prosperity in our communities. That’s why we hustle and grind to offer education programs that make learning about money fun, simple, and relevant—so our kids grow up confident, capable, and ready to take on the world.

Personal Impact

When it matters most

Because we’ve been there, we've launched new pilots to walk with members in the dark moments as well as the light.

Cancer Care Agent

The first program of its kind in the country, we’re working with Cancer Care Advocate Andy Janning to create compassionate and personalized support for those battling cancer.

Steps After Life

Compassionate, expert guidance to help you handle the complexities that come up after losing a loved one.

h-Ope!™ Affordable Housing

The h-Ope!™ Affordable Housing program is our way of breaking down the common barriers that keep people from home ownership. Whether you have rate or down payment concerns, low credit, or even timeline issues—helping you find a place to call your own is what we’re putting first.

Financial Wellness

Get the tools and info you need to get your dreams and your money on the right track. Including free personalized financial counseling, earning while you save with our partners at Debbie, and much more.

Choose the bear.

Content warning: messages about sexual violence and IPV/DV

We have the heart to help.

2024 Impact Highlights

What can membership make happen?

Putting Members First

$21,285,526

Relentless Care Foundation by Community FInancial logo
Building new homes in Hillman, Michigan

$530,000+ in grants to 42 local orgs

Neighbors cheer and celebrate the announcement that Roof the Block would be replacing all 14 of their roofs

Roof the Block

Raising the roof on an entire neighborhood

We championed Roof the Block, a partnership with Bargain Block’s Keith and Evan and Brilliant Detroit to replace roofs for long-time residents in Detroit’s Fitzgerald neighborhood. The foundation seeded the project with $50,000 in hopes of replacing 5 roofs. (A dream of Keith and Evan!) But through the power of partnership, our investment leveraged nearly $130k in additional cash and in-kind contributions resulting in 14 new roofs for these amazing neighbors!

Lions team members are awarded on Ford Field

Impossible Dreams

Igniting Impossible Dreams

Debit Cards for Good

A person swipes their CFCU debit card for a purchase

$120,000 in debit swipes for charity

A busy mom multitasking

CloseEnuff

Saving members $808,868 in fees!

Last year, we introduced CloseEnuff™ cashflow boosting checking to help our members take back control of their cash. To make it happen, we eliminated balance transfer fees, cut required NSF fees to the minimum, and added a $50 overdraft protection buffer to help members preserve their hard-earned cash. And it worked! In its first year members saved an amazing $808,868 in fees. That’s Enuff savings to buy 306,389 gallons of farm-fresh Michigan milk!

Putting Members First

$31,567,555 vs. $10,281,028

Attendees of In The Cellar bid on items for auction

In the Cellar

Raising $1,086,336 for kids

Writing messages of support for survivors of domestic and economic abuse

Choose the Bear

Helping 35 survivors make a change

Content Warning: Messages about sexual violence and IPV/DV

In 2024, we launched Choose The Bear™ to help survivors of economic abuse pivot their trajectories for the better. Together with First Step of Wayne County, we helped 35 survivors find light in the darkness.

There’s way too much impact for one webpage

Membership in Action

How you can help

Boosting your personal cashflow AND boosting your community can be one and the same. Here are just a few ways we help you make more of your money.

CloseEnuff™ Checking

What makes CloseEnuff™ cashflow boosting checking so amazing? Not only does it boost your cashflow, but your membership also enables us to support and grow our local communities!

Debit Cards

With every purchase made on your debit card, we'll provide a one-cent donation to your selected local charity. Every single swipe helps to create stronger, more vibrant communities in Michigan!

Give What You Want

Whether you donate, volunteer or partner with the Relentless Care Foundation, our 501(c)(3) charitable organization, your gift helps provide lifechanging grants that support local housing, jobs and mobility across Michigan.

Credit Cards

Choose to redeem your Mastercard® rewards points for the benefit of local charities!

Photo from Fireside Chat: Closing the Equity Gap

Social Media

Our community goes beyond the branch

You are Enuff™

*Estimated $$ Members Save by Saving with CFCU" is the difference between the Share Dividends Paid in 2024 by CFCU and the Estimated Dividends if Banked with Competitors in 2024. Competitor rates are based on the average of our local and national competitors by category (Savings, Checking, Money Market, CD) as of 12/31/2024 per Curinos.