Business Money Market Account
A better return on bigger amounts, so you can grow your business faster.
Get more with a Money Market!
The money you set aside shouldn’t just be sitting around and collecting dust! You’re working hard, so it should be too. Our Money Market Account is made for bigger returns on those higher balance amounts, while still giving you the freedom to use it when needed—so you can go after those can’t-miss opportunities that just pop up.
Business Money Market Benefits
Don’t limit your growth.
If you’re saving more, you’re earning more—with no limits on withdrawals or transfers using any method!
Just $5 to open
A $5 deposit is all it takes to set up your account and get the growing going!
No maintenance fees
With no fees for upkeep at any amount, your money is always moving you in the right direction.
Dividends above $10,000
When you need a savings rate that matches your business’s growth, we’ve got you covered.
Business Money Market Account Details
Boost your biz
Save like a CD. Spend like checking. And make the most of your cashflow.
- $10,000 minimum balance to earn dividends
- No monthly maintenance fee
- Dividends compounded daily and paid monthly
- Monthly statements with e-activity, quarterly otherwise
- Available for non-profit organizations
- NCUA Federally insured up to $250,000
- Additional Excess Share Insurance (free of charge) up to $100,000
- Just $5 to open
Credit Union Business Account Opening Requirements
Start here
To make opening your business account as quick and easy as possible, please see the info below for required documentation.
Eligible Business Types
As a Michigan Credit Union dedicated to supporting our local communities, we’re proud to serve both businesses and non-profits across the state of Michigan, including:
- Sole Proprietorships
- Limited Liability Companies (LLCs)
- Partnerships
- Corporations
- Non-profits & Associations
Required Documents
Collect these ahead of time to make things easy!
- Business formation documents (e.g., Articles of Incorporation, Articles of Organization)
- Employer Identification Number (EIN) or Social Security Number for sole proprietors
- Operating agreement (for LLCs)
- Partnership agreement (for partnerships)
- Non-profit determination letter (for non-profits)
For complete details, see our Business Account Opening Checklist!
Credit Union Business Money Markets
Open a Business Money Market Account
Getting started is easy—just send us a message or give our business team a call.
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All Business Accounts
Business accounts you can count on
We do it all when it comes to the businesses that keep Michigan going. From simple, no-sweat savings to checking with built-in payroll power, and money markets that make every dollar count, we’re here to handle whatever you can throw at us.
Frequently Asked Questions
Business Money Market FAQ
At CFCU, every question is a good question.
What We Do
Making Impossible Dreams come true on the daily.
Wherever you are on your financial journey, you Belong here.
*APY is Annual Percentage Yield (APY). Early withdrawal penalties and other fees may reduce earnings. Rates are subject to change at any time. Community Financial Credit Union membership is required. For more information see cfcu.org/disclosures.