0% APR through December 31, 2023 on credit card balance transfers

Embrace zero this winter when you transfer your credit card balances to a Community Financial Mastercard®. Transfer balances now through February 28, 2023 to be eligible for this offer.

Existing Cardholders

Embracing 0% is easy!

  • Login to your eBanking or Mobile Banking App
  • Select "Make a Transfer" under the "Transfers & Payments" tab
  • Follow the steps listed to complete the Balance Transfer Form online
  • We'll take it from there!

eBanking Login

Future Cardholders

New to Mastercard® with Community Financial? No problem. You have a few options to get started:

  • Apply online by selecting "Apply Now" below
  • Contact our Care Center by calling (877) 937-2328
  • Brave the winter chill by visiting a branch near you

Apply Now

*Enjoy 0% Annual Percentage Rate (APR) until December 31, 2023 on balance transfers made between January 1, 2023 and February 28, 2023. After December 31, 2023, APR will adjust to normal purchase rate of 8.99%-18.00% APR based on your cardholder agreement. Purchases are not eligible for 0% offer. Transfers cannot be used to pay off existing Community Financial loans. Rewards do not apply to balance transfers. A balance transfer fee of 3% of the amount transferred will be applied. Call our member care center at (877) 937-2328 for more details.

Find Your Perfect Fit

We have three great personal credit card options for you to choose from, tailored specifically to your needs.


Platinum Mastercard®

Get a low rate card with our Platinum MasterCard
  • No annual fees
  • Mastercard ID Theft Protection™1
  • Rates as low as 8.99% APR2


World Mastercard®

Get a generous credit line plus rewards with our World MasterCard
  • Earn 1.5 points per dollar spent on every purchase
  • Generous credit lines of $10,000+
  • No annual fees
  • World Card Rewards: redeem for cash rewards, travel, gift cards and more
  • Travel benefits: travel assistance, trip cancellation, and Master Rental
  • Earn additional rewards with special promotions just for World cardholders
  • Fixed rates as low as 13.99% APR* 

Platinum Rewards Mastercard®

Earn Choice Rewards with Our Platinum Rewards MasterCard
  • No annual fees
  • Mastercard ID Theft Protection™1
  • Rates as low as 10.74% APR2
  • Earn 1 point per dollar spent on every purchase
  • Redeem for a $50 Gift Card for as little as 5,600 points

1Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Generali Global Assistance Inc. Please see the Guide to Benefits for details or call 1-800-MASTERCARD. 2Annual Percentage Rate (APR) may vary and are dependent on individual credit history.

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