Community Financial VISA Card Program Disclosure

Annual percentage rate for Purchases and Cash Advances

 

Classic VISA - 9.74%*
as of August 11, 2004

VISA Gold - 9.24%*
as of August 11, 2004

Platinum Preferred VISA - 9.00%*
as of August 11, 2004

*Your annual percentage rate can change monthly. The rate is determined by adding 5.24% (Classic), 4.74% (Gold), 4.24% (Platinum) to the U.S. Prime Rate as published in the Money Rates Section of the Wall Street Journal. (Minimum rate 9.0%, maximum rate 18%.) This information is accurate as of December 1, 2002, and is subject to change after that date. You should contact Community Financial for any change in the rate at (734) 453-1200, or (877) 937-2328, toll free. If you fail to pay at least the minimum amount due by the due date for any two (2) months in a six (6) month period, we may increase the APR to 17.9%. Finance charges on cash advances charged from posting date.
Balance calculation method Average daily balance, including new purchases.
Annual fee $0
Minimum Finance Charge $0
Transaction Fee $0
Grace period for repayment of the
balance for new purchases		 No interest when balance is paid in full within 25 days. No grace period for Cash Advances.
Other fees Late fee: $25
Over limit fee: $25