Community Financial: Deposit Services: Savings Accounts

Receive Basic Checking with no monthly fees if you
do any of the following:

Have monthly direct deposit of your paycheck, social security or pension check into this account
Maintain $500 in this account
Are a Member Rewards Club member with a minimum combined deposit/loan balance of $7,500+ (excluding first mortgage & certificates)
Join e-Club; this fee is waived when you do not use branches for routine transactions
Are a Student Club member age 16 to 23

Call (734) 453-1200 or toll free (877) 937-2328 for details.

Adjustable Rate Mortgage Payment Example

ADJUSTABLE RATE MORTGAGE TYPE	LOAN AMOUNT	SAMPLE RATE	NUMBER OF PAYMENTS	PRINCIPLE & INTEREST PAYMENTS
1/1 YEAR	$150,000.00	5.750%	360	$875.36
3/1 YEAR	$150,000.00	5.750%	360	$875.36
5/1 YEAR	$150,000.00	5.875%	360	$887.31
7/1 YEAR	$150,000.00	6.500%	360	$948.10

The above information is intended to give you an example of the monthly payments on an Adjustable Rate Mortgage. Your actual rate and monthly payments will vary depending on current rate, loan amount and other factors. Please contact a Mortgage Specialist for your personalized payment quote. Rates are subject to change without notice. Community Financial is an Equal Housing Lender.

Call (734) 453-1200 or toll free (877) 937-2328 for details.

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Qualifying for Free Checking

It is easy to qualify for Free Checking. Simply have your monthly, recurring pay, social security, pension or other recurring government check directly deposited into your Community Financial Basic Checking Account. This will waive the monthly service fee and per check charges

Call (734) 453-1200 or toll free (877) 937-2328 for details.

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Avoid the $8.00 Monthly Fee on Checking Plus by:

Maintaining $2,500 in this account
Being a Member Rewards Club member with a minimum combined deposit/loan balance of $15,000+ (excluding first mortgages & certificates)
Linking this account with others to build your total household balance to $15,000+

Call (734) 453-1200 or toll free (877) 937-2328 for details.

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Avoid the $15.00 Monthly Fee on High Yield Checking by:

Maintaining $2,500 in this account

Call (734) 453-1200 or toll free (877) 937-2328 for details.

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Avoid the $3.00 monthly fee on your Basic Savings Account
if you do any of the following:

Maintain $300 in this account
Are a Member Rewards Club member with a minimum combined deposit/loan balance of $7,500+ (excluding first mortgage & certificates)
Joining e-Club; this fee is waived when you do not use branches for routine transactions
Are a member under age 23
Linking this account with others to build your total household balance to $7,500+

Call (734) 453-1200 or toll free (877) 937-2328 for details.

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Avoid the $5.00 Monthly Fee on your Super Saver Account by:

Maintaining $1,000 in this account
Being a Member Rewards Club member with a minimum combined deposit/loan balance of $15,000+ (excluding first mortgages & certificates)
Linking this account with others to build your total household balance to $15,000+

Call (734) 453-1200 or toll free (877) 937-2328 for details.

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Avoid the Monthly Maintenance & Per Check Fees
on Business Checking when you:

Maintain $5,000 in this account.

Please note the $.15 per deposit fee on excess deposits is not waived.

Call (734) 453-1200 or toll free (877) 937-2328 for details.

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Avoid the $3.00 monthly fee on Business Savings when you:

Maintain $300 in this account
Join e-Club; this fee is waived when you do not use branches
for routine transactions

Call (734) 453-1200 or toll free (877) 937-2328 for details.

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Home / Deposit Services / Savings Accounts

Savings Accounts

Savings Accounts get off to a good financial start
Community Financial offers a wide range of savings options that fit your goals. They:

Earn competitive dividend compound monthly & paid quarterly
Act as an emergency fund and give you peace of mind
Most can be used as overdraft protection to your checking
Can be accessed by ATM’s , Direct Dial 24 telephone and Web PB online banking. (Excludes Special Savings & Goal-Setter Accounts)
Each account allows six electronic fund transfers (EFTs) per month.

Learn more about NCUA Insurance coverage increase to $250,000 by watching this video.

Account Name	Description	Minimum to Open	Minimum to Earn Dividends	Account Fees	Rate	APY
Goal-Setter Savings - 24M Open Now >>	Must have auto deposits for term without withdrawals to earn dividends	$5	$0;monthly auto deposits & no withdrawals for term	$0	1.09%	1.10%
Goal-Setter Savings - 60M Open Now >>	Must have auto deposits for term without withdrawals to earn dividends	$5	$0;monthly auto deposits & no withdrawals for term	$0	1.59%	1.60%
Basic Savings Open Now >>	All members receive a basic savings account with credit union membership.	$5	$300	$3.00 / Monthly Avoid this fee >>	.10%	.10%
Youth Savings Open Now >>	Members under 21 receive a free savings account to build good financial habits.	$5	$0	$0	.10%	.10%
Holiday Savings Open Now >>	Set aside funds for any purpose, such as holiday spending or vacation.	$5	$0	$0	.10%	.10%
Super Saver Open Now >>	A great way for members with higher balances to earn more interest.	$1,000	$1,000	$5.00 / Monthly Avoid this fee >>	.10%	.10%
IRA Savings Open Now >>	Build your retirement savings through automatic deposits into this IRA	$5	$0	$3.00 / Monthly Below $300	.10%	.10%

* Annual Percentage Yields (APYs) are accurate as of July 28, 2010
Rates may change before or after the account is opened. Fees may reduce earnings. Community Financial Fee Schedule.

Community Financial Members Federal Credit Union, P.O. Box 8050, Plymouth, Michigan 48170-8050
National Credit Union Administration (NCUA) Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Your savings also privately insured for an additional $250,000 by Excess Share Insurance Corporation (ESI). ESI is a subsidiary of American Share Insurance. Equal Housing Lender. Community Financial 2007