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| Home / Deposit Services / Deposit Rates |
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| Deposit Rates |
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|  Deposit Rates
Your savings at Community Financail are insured to $500,000, IRAs to $750,000,
by NCUA & private ESI insurance. Click to learn more about NCUA increased coverage.
| Savings Accounts |
Minimum to Open
|
Minimum to Earn Dividends
|
Rate |
APY |
Goal-Setter Savings - 24M
|
$5 |
$0;monthly auto deposits & no withdrawals for term |
1.09% |
1.10% |
Goal-Setter Savings - 60M
|
$5 |
$0;monthly auto deposits & no withdrawals for term |
1.59% |
1.60% |
Basic Savings
|
$5 |
$300 |
.10% |
.10% |
Youth Savings
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$5 |
$0 |
.10% |
.10% |
Holiday Savings
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$5 |
$0 |
.10% |
.10% |
Super Saver
|
$1,000 |
$1,000 |
.10% |
.10% |
IRA Savings
|
$5 |
$0 |
.10% |
.10% |
| Checking Accounts |
Minimum to Open |
Minimum to Earn Dividends |
Rate |
APY |
| Free Checking |
$5 |
N/A |
N/A |
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| Basic Checking |
$5 |
N/A |
None |
None |
| Free Student Checking |
$5 |
N/A |
None |
None |
| Checking Plus |
$2,500 |
$2,500 |
Rates as high as .80% call for tiers. |
APYs as high as .80% call for tiers. |
| High Yield Checking |
$5 |
$0 Rates are blended and vary with balance |
Less than $10,000:
.10%
More than $10,000:
.80% |
Less than $10,000:
.10%
More than $10,000:
.80% |
| Money Market Accounts |
Minimum to Open and Earn Dividends |
Rate |
APY |
| Money Market Account & IRA |
$5,000 |
.15% |
.15% |
| Asset Management Account & IRA |
$20,000 |
.20% |
.20% |
| Prestige Asset Management & IRAs |
$50,000 |
.35% |
.35% |
| Select Money Market Account & IRAs |
$100,000 |
.80% |
.80% |
| Premier Money Market Account & IRAs |
$250,000 |
.85% |
.85% |
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Certificates & IRA Certificates
Non-Club Members and Youth Certificates |
E-Club &
Advantage
Club
Certificates & IRA Certificates
Includes .10% Bonus |
Sterling
Club
Certificates & IRA Certificates
Includes .15% Bonus |
President’s
Club
Certificates & IRA Certificates
Includes .20% Bonus |
| TERM |
RATE |
APY |
RATE |
APY |
RATE |
APY |
RATE |
APY |
| 90 DAY |
.20% |
.20% |
.30% |
.30% |
.35% |
.35% |
.40% |
.40% |
| 180 DAY |
.30% |
.30% |
.40% |
.40% |
.45% |
.45% |
.50% |
.50% |
| 1 YEAR |
.50% |
.50% |
.60% |
.60% |
.65% |
.65% |
.70% |
.70% |
| 2 YEAR |
.90% |
.90% |
1.00% |
1.00% |
1.05% |
1.05% |
1.10% |
1.11% |
| 3 YEAR |
1.24% |
1.25% |
1.34% |
1.35% |
1.39% |
1.40% |
1.44% |
1.45% |
| 4 YEAR |
1.44% |
1.45% |
1.54% |
1.55% |
1.59% |
1.60% |
1.64% |
1.65% |
| 5 YEAR |
1.64% |
1.65% |
1.74% |
1.75% |
1.79% |
1.80% |
1.84% |
1.85% |
| 23 Month Special |
1.49% |
1.50% |
1.49% |
1.50% |
1.49% |
1.50% |
1.49% |
1.50% |
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