 
 
|
Rates as of August 25, 2004, subject
to change without notice.
For complete account information go to our
Account Fee Schedule.
Savings Rates
For additional Savings & Investments Resources,
including informative articles and useful links,
click
here.
|
Type of Account
|
Minimum
to Open/ Earn Dividends |
Dividend
Rate
|
Annual Percentage
Yield
|
|
Basic Savings Account |
$10/$300 |
.35% |
.35% APY |
Super Saver Account
& IRA Savings Account |
$1,000 |
.50% |
.50% APY |
|
Checking
Plus Account |
$2,500 |
.35% |
.35% APY |
|
High Yield Checking |
$0-$9,999
$10,000+ |
.35%
1.09% |
.35% APY
1.10% APY |
|
Fees may reduce earnings on the above
accounts. |
|
MONEY
MARKET ACCOUNTS |
Minimum
to Open & Earn Dividends |
Dividend
Rate
|
Annual Percentage
Yield
|
|
Money Market Account |
$5,000 |
.99 |
1.00% APY |
|
Asset Management |
$20,000 |
.90% |
.90% APY |
|
Prestige Asset Management |
$50,000 |
1.09% |
1.10% APY |
|
Select Money Market |
$100,000 |
1.59% |
1.60% APY |
|
Premier Money Market |
$250,00 |
1.83% |
1.85% APY |
INSURED
CERTIFICATE ACCOUNTS & IRAs |
Minimum
Balance to Open Certificates - $1,000
IRAs - $500 |
Youth
Club & Share
Certificates Rates under $10,000 |
E-Club &
Advantage Club
CDs $10,000 and above
Rate/APY includes .10% Bonus |
Sterling Club
CDs $10,000 and above
Rate/APY includes .15% Bonus |
President's Club
CDs $10,000 and above
Rate/APY includes .20% Bonus |
|
TERMS |
DIVIDEND RATE/APY |
DIVIDEND
RATE /APY |
DIVIDEND
RATE /APY |
DIVIDEND RATE/APY |
|
90 DAY |
1.24% |
1.25% |
1.34% |
1.35% |
1.39% |
1.40% |
1.44% |
1.45% |
|
6 MONTH |
1.34% |
1.35% |
1.44% |
1.45% |
1.49% |
1.50% |
1.54% |
1.55% |
|
1 YEAR |
1.84% |
1.85% |
1.94% |
1.95% |
1.99% |
2.00% |
2.04% |
2.05% |
Special
13-Month |
N/A |
N/A |
3.16% |
3.20% |
3.21% |
3.25% |
3.26% |
3.30% |
|
2 YEAR |
2.62% |
2.65% |
2.72% |
2.75% |
2.77% |
2.80% |
2.82% |
2.85% |
Special
29-Month |
N/A |
N/A |
3.65% |
3.70% |
3.70% |
3.75% |
3.75% |
3.80% |
|
3 YEAR |
2.87% |
2.90% |
2.97% |
3.00% |
3.02% |
3.05% |
3.07% |
3.11% |
|
4 YEAR |
3.11% |
3.15% |
3.21% |
3.25% |
3.26% |
3.30% |
3.31% |
3.35% |
|
5 YEAR |
3.84% |
3.90% |
3.94% |
4.00% |
3.9% |
4.05% |
4.04% |
4.10% |
The appropriate Certificate Bonus will be
applied at the time your certificate account is opened.
Stated Annual Percentage Yields (APY) depend on Member Rewards Club
status.
Club membership is determined by the combined deposit and loan
balances, excluding 1st mortgages, held at Community
Financial.
Accounts subject to penalty for early withdrawal, fees, if any,
may reduce earnings.
Call
(734) 453-1200 or (877) 937-2328
for details.
|
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 For
additional loan and credit management resources, helpful tips and financial
calculators,
click
here.
|
