Community Financial's Privacy
Policy
Community
Financial Members Federal Credit Union is committed to protecting the privacy of our
members. We will strive to protect your confidential personal information
in a manner consistent with our goal of providing members with
outstanding financial value and convenient financial services.
The
following is a description of the information we collect and disclose,
including the parties who receive nonpublic information from us as we
conduct the normal business operations of Community Financial.
Information We Collect About You
We
collect information about you, such as your name, address, social security
number, employer, income, and account information at other financial
institutions, from some or all of the following sources:
- Information
we receive from you on applications and other forms;
- Information
about your transactions with us or others;
- Information
we receive from a consumer credit report agency.
Community
Financial will collect only the personal information that is
necessary to conduct our business. That means only what is necessary to
provide competitive financial products and services – no more.
Information We Disclose
We
may disclose all of the information we collect, as described above, to
companies that perform marketing services on our behalf or to other
financial institutions with whom we have joint marketing agreements. These
may include:
- Financial
service providers such as those who provide insurance, mortgage and
investment services.
With
regard to these types of companies, to protect your privacy we do business
only with companies that agree in writing to maintain strong
confidentiality protections. We restrict those companies to using your
information only for the reason for which we have given them your
information, and for no other purpose. We will partner only with
businesses that follow strict confidentiality requirements. Under no
circumstances will we authorize these firms to charge your account without
your express consent, and we will not sell member information to
telemarketing firms.
We
may also disclose information about you under other circumstances as
permitted by law.
Disclosure Of Information About Former
Members
If your membership with
Community Financial terminates, we will not share information
we have collected about you, except as may be permitted or required by
law.
How We Protect Your Information
Under
no circumstances do we provide any information we collect about you to
telemarketers or other third parties that do not act on your behalf as a
member of this credit union. We provide all users of our ATMs with
protection of their personal financial information.
We
restrict access to nonpublic information about you to those employees and
members of our Official Family who need to know that information to
provide products or services to you. Our employees and members of our
Official Family are trained in the importance of maintaining
confidentiality and member privacy. We maintain physical, electronic and
procedural safeguards as part of a comprehensive risk management system
that complies with federal regulations to protect against anticipated
threats or hazards to the security of your information and to protect
against unauthorized access and use of that information.
Encryption
technology is used to keep your financial information safe when you
utilize our on-line services such as WebPB or when submitting a loan or
new account application via the Internet.
If
you have any questions or comments regarding this Privacy Policy Statement
or would like to receive a copy of our Privacy Notice and Disclosure,
please send us an e-mail at cumail@cfcu.org
or you may contact us at:
Community
Financial
500 S. Harvey
Plymouth, MI 48170
Phone: 734-453-1200 or 877-937-2328, toll free
|
