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| Certificates & IRA Certificates |
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Share Certificates offer you great flexibility!
- Certificates available for investments of $1,000
- IRA Certificates for as little as $500
- Youth/Student Certificates for as little as $100
- Terms from 90 days - 5 years
- Bonus rates up to .20% on certificates of $10,000+
- Savings insured to $350,000, IRAs to $500,000,
by NCUA & private ESI insurance (see below)
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Share Certificates
Non-Club Members, Youth, and all certificates under $10,000 |
E-Club &
Advantage Club
Certificates of $10,000+ Includes .10% Bonus |
Sterling Club
Certificates of $10,000+ Includes .15% Bonus |
President’s Club
Certificates of $10,000+ Includes .20% Bonus |
| TERM |
RATE |
APY |
RATE |
APY |
RATE |
APY |
RATE |
APY |
| 90 DAY |
.20% |
.20% |
.30% |
.30% |
.35% |
.35% |
.40% |
.40% |
| 180 DAY |
.30% |
.30% |
.40% |
.40% |
.45% |
.45% |
.50% |
.50% |
| 1 YEAR |
.50% |
.50% |
.60% |
.60% |
.65% |
.65% |
.70% |
.70% |
| 2 YEAR |
.90% |
.90% |
1.00% |
1.00% |
1.05% |
1.05% |
1.10% |
1.11% |
| 3 YEAR |
1.24% |
1.25% |
1.34% |
1.35% |
1.39% |
1.40% |
1.44% |
1.45% |
| 4 YEAR |
1.44% |
1.45% |
1.54% |
1.55% |
1.59% |
1.60% |
1.64% |
1.65% |
| 5 YEAR |
1.64% |
1.65% |
1.74% |
1.75% |
1.79% |
1.80% |
1.84% |
1.85% |
| 23 Month Special |
1.49% |
1.50% |
1.49% |
1.50% |
1.49% |
1.50% |
1.49% |
1.50% |
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