Certificates & IRA Certificates  

Share Certificates offer you great flexibility!

  • Certificates available for investments of $1,000
  • IRA Certificates for as little as $500
  • Youth/Student Certificates for as little as $100
  • Terms from 90 days - 5 years
  • Bonus rates up to .20% on certificates of $10,000+
  • Savings insured to $350,000, IRAs to $500,000,
    by NCUA & private ESI insurance (see below)

  Share Certificates
Non-Club Members, Youth, and all certificates under $10,000
E-Club &
Advantage Club

Certificates of $10,000+ Includes .10% Bonus
Sterling Club
Certificates of $10,000+ Includes .15% Bonus
President’s Club
Certificates of $10,000+ Includes .20% Bonus
TERM RATE APY RATE APY RATE APY RATE APY
90 DAY .20% .20% .30% .30% .35% .35% .40% .40%
180 DAY .30% .30% .40% .40% .45% .45% .50% .50%
1 YEAR .50% .50% .60% .60% .65% .65% .70% .70%
2 YEAR .90% .90% 1.00% 1.00% 1.05% 1.05% 1.10% 1.11%
3 YEAR 1.24% 1.25% 1.34% 1.35% 1.39% 1.40% 1.44% 1.45%
4 YEAR 1.44% 1.45% 1.54% 1.55% 1.59% 1.60% 1.64% 1.65%
5 YEAR 1.64% 1.65% 1.74% 1.75% 1.79% 1.80% 1.84% 1.85%
23 Month Special 1.49% 1.50% 1.49% 1.50% 1.49% 1.50% 1.49% 1.50%

* Annual Percentage Yields (APYs) are accurate as of 2/25/2010. Rates may change before the account is opened. Fees may reduce earnings and early withdrawal penalties may apply.

 
 
 

Community Financial Members Federal Credit Union, P.O. Box 8050, Plymouth, Michigan 48170-8050
National Credit Union Administration (NCUA) Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Your savings also privately insured for an additional $250,000 by Excess Share Insurance Corporation (ESI). ESI is a subsidiary of American Share Insurance. Equal Housing Lender. Community Financial 2007