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Loan Calculator Loan Application - Apply Now Online Auto/Boat & RV Loans Community Financial offers fixed-rate vehicle loans for up to 72 months. You'll even receive a 1/4% loan discount when your payments are automatically deducted from your credit union Checking Account. Community Financial also offers our Auto Buying Resource Center, which will provide you with valuable tips, research, and information to help you make this important decision. Home Equity Lines of Credit as Low as 4.25% APR* Take advantage of the equity in your home to make home improvements, finance your child's education or purchase a new car. Our Home Equity Lines offer:
Apply today by calling us at (734) 453-1200 or toll-free at (877) 937-2328. *The above rate (Prime Rate as published in the Wall Street Journal -.25%) is based upon loan amounts of $25,000 or more with a loan to value (LTV) of 80% or less and assumes the discount of .25% received when payments are automatically deducted from a Community Financial checking account. Actual rate will be determined by LTV and the amount borrowed. Minimum rate 4.0%. Maximum Rate 18.0%. There are no closing costs to establish a HELOC but property insurance is required at the member's expense. A $200 cancellation fee is charged to all accounts closed within the first 24 months. The annual fee of $50 is waived the first year and on all accounts with balances of $20,000 or more. Rates as of 7/1/04, subject to change. Equal opportunity lender. Home Equity Term Loans Finance home improvements with a closed-end loan with low, fixed rates and set monthly payments amortized over twenty years. You can borrow up to 100% of your home's equity
Consumer Loans Signature and Secured Loans: These fixed-rate loans are available to all members. They allow you to borrow money based on your good name or pledge savings to get a better rate.
Classic VISA & VISA Gold: Our VISA cards offer low variable rates and no annual fee. Plus your card is serviced locally through Community Financial. There is a 25-day grace period and members can transfer balances from higher rate cards with no additional fee. You can also access your account over the internet to make payments or get cash advances. Refer to the consumer disclosure for details on rates and fees. Platinum VISA Card: This card offers a great low rate, higher credit limits and no annual fee. Plus, members enjoy special services created just for our Platinum Preferred VISA cardholders. Our ScoreCard Bonus Points Program earns one point for each purchase dollar you charge on the card (cash advances are not included). As points accumulate, you may redeem them for gifts, hotel vouchers, rental car vouchers, airline tickets and more. Plus our Concierge Service gives you access to the benefits offered by a concierge in first class hotels just by calling a toll free number. Apply today! Please refer to our consumer disclosure for details on rates and fees. Platinum VISA cardholders can check their scorecard status at www.scorecardrewards.com.
We will work with you to make you feel at home with the right loan. Community Financial offers the best mortgage value for home purchase or refinancing. We offer a variety of options including: Fixed Rate Loans, Adjustable Rate Mortgages (ARMs) and 7/23 Balloon Loans. Click here to check rates or apply online. Look into our new No Cost Mortgages today. These fixed rate mortgages allow you to pay no closing costs on loans of $140,000 or more. Talk to a Community Financial Mortgage Specialist today at (734) 582-8500.
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