Community Financial: Deposit Services: Checking Accounts

Receive Basic Checking with no monthly fees if you
do any of the following:

Have monthly direct deposit of your paycheck, social security or pension check into this account
Maintain $500 in this account
Are a Member Rewards Club member with a minimum combined deposit/loan balance of $7,500+ (excluding first mortgage & certificates)
Join e-Club; this fee is waived when you do not use branches for routine transactions
Are a Student Club member age 16 to 23

Call (734) 453-1200 or toll free (877) 937-2328 for details.

Adjustable Rate Mortgage Payment Example

ADJUSTABLE RATE MORTGAGE TYPE	LOAN AMOUNT	SAMPLE RATE	NUMBER OF PAYMENTS	PRINCIPLE & INTEREST PAYMENTS
1/1 YEAR	$150,000.00	5.750%	360	$875.36
3/1 YEAR	$150,000.00	5.750%	360	$875.36
5/1 YEAR	$150,000.00	5.875%	360	$887.31
7/1 YEAR	$150,000.00	6.500%	360	$948.10

The above information is intended to give you an example of the monthly payments on an Adjustable Rate Mortgage. Your actual rate and monthly payments will vary depending on current rate, loan amount and other factors. Please contact a Mortgage Specialist for your personalized payment quote. Rates are subject to change without notice. Community Financial is an Equal Housing Lender.

Call (734) 453-1200 or toll free (877) 937-2328 for details.

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Qualifying for Free Checking

It is easy to qualify for Free Checking. Simply have your monthly, recurring pay, social security, pension or other recurring government check directly deposited into your Community Financial Basic Checking Account. This will waive the monthly service fee and per check charges

Call (734) 453-1200 or toll free (877) 937-2328 for details.

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Avoid the $8.00 Monthly Fee on Checking Plus by:

Maintaining $2,500 in this account
Being a Member Rewards Club member with a minimum combined deposit/loan balance of $15,000+ (excluding first mortgages & certificates)
Linking this account with others to build your total household balance to $15,000+

Call (734) 453-1200 or toll free (877) 937-2328 for details.

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Avoid the $15.00 Monthly Fee on High Yield Checking by:

Maintaining $2,500 in this account

Call (734) 453-1200 or toll free (877) 937-2328 for details.

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Avoid the $3.00 monthly fee on your Basic Savings Account
if you do any of the following:

Maintain $300 in this account
Are a Member Rewards Club member with a minimum combined deposit/loan balance of $7,500+ (excluding first mortgage & certificates)
Joining e-Club; this fee is waived when you do not use branches for routine transactions
Are a member under age 23
Linking this account with others to build your total household balance to $7,500+

Call (734) 453-1200 or toll free (877) 937-2328 for details.

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Avoid the $5.00 Monthly Fee on your Super Saver Account by:

Maintaining $1,000 in this account
Being a Member Rewards Club member with a minimum combined deposit/loan balance of $15,000+ (excluding first mortgages & certificates)
Linking this account with others to build your total household balance to $15,000+

Call (734) 453-1200 or toll free (877) 937-2328 for details.

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Avoid the Monthly Maintenance & Per Check Fees
on Business Checking when you:

Maintain $5,000 in this account.

Please note the $.15 per deposit fee on excess deposits is not waived.

Call (734) 453-1200 or toll free (877) 937-2328 for details.

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Avoid the $3.00 monthly fee on Business Savings when you:

Maintain $300 in this account
Join e-Club; this fee is waived when you do not use branches
for routine transactions

Call (734) 453-1200 or toll free (877) 937-2328 for details.

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Home / Deposit Services / Checking Accounts

Checking Accounts

If you are ready for a local, hometown way to bank,
Community Financial Credit Union is the place to be.
When you bank locally, the money stays in your community, helping your community. You are served by friendly, helpful neighbors who listen and provide a full line of products & services. We've been around for 60 years - and are here to stay!

Our checking offers unlimited 24/7 access to your funds through checks, VISA Check Cards, ATMs, the Internet and more. Community Financial offers credit union members several ways to get free checking and earn dividends on your money.

Account Name	Description	Minimum to Open	Minimum to Earn Dividends	Account Fees	Rate	APY
Free Checking Open Now >>	Get started with free checking.	$5	N/A	NONE	N/A
Basic Checking Open Now >>	A Basic Checking Accounts provides convenient access to your funds & Overdraft options.	$5	N/A	$5.00/monthly + $.30 per check after 20 Avoid these fees >> Free With Direct Deposit >>	None	None
Free Student Checking Open Now >>	Members 16-20 will receive free, unlimited checking & free ATM transactions.	$5	N/A	$0	None	None
Checking Plus Open Now >>	For members who would like to earn dividends on checking funds.	$2,500	$2,500	$8.00/monthly unlimited checks Avoid this fee>>	Rates as high as .80% call for tiers.	APYs as high as .80% call for tiers.
High Yield Checking Open Now >>	For members who keep higher checking balances.	$5	$0 Rates are blended and vary with balance	$15.00/month unlimited checks Avoid this fee>>	Less than $10,000: .10% More than $10,000: .80%	Less than $10,000: .10% More than $10,000: .80%

*Annual Percentage Yields (APYs) are accurate as of July 28, 2010 . Rates may change before or after the account is opened. Fees may reduce earnings. Community Financial Fee Schedule.

For additional account information please see our complete disclosure. and Funds Availability Addendum.

Community Financial Members Federal Credit Union, P.O. Box 8050, Plymouth, Michigan 48170-8050
National Credit Union Administration (NCUA) Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Your savings also privately insured for an additional $250,000 by Excess Share Insurance Corporation (ESI). ESI is a subsidiary of American Share Insurance. Equal Housing Lender. Community Financial 2007