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| Home / Deposit Services / Share Certificates & IRAs |
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| Share Certificates & IRAs |
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 Share Certificates offer you great flexibility!
- Certificates available for investments of $1,000
- IRA Certificates for as little as $500
- Youth/Student Certificates for as little as $100
- Terms from 90 days - 5 years
- Bonus rates up to .20% on certificates of $10,000+
- Savings insured to $350,000, IRAs to $500,000,
by NCUA & private ESI insurance (see below)
- Bump Rate Certificates let you re-price your certificate
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Share
Certificates
Non-Club Members, Youth, and all certificates under $10,000 |
E-Club &
Advantage
Club
Certificates of $10,000+ Includes .10% Bonus |
Sterling
Club
Certificates of $10,000+ Includes .15% Bonus |
President’s
Club
Certificates of $10,000+ Includes .20% Bonus |
| TERM |
RATE |
APY |
RATE |
APY |
RATE |
APY |
RATE |
APY |
| 90 DAY |
1.59% |
1.60% |
1.69% |
1.70% |
1.74% |
1.75% |
1.79% |
1.80% |
| 180 DAY |
1.84% |
1.85% |
1.94% |
1.95% |
1.99% |
2.00% |
2.04% |
2.06% |
| 1 YEAR |
2.18% |
2.20% |
2.28% |
2.30% |
2.33% |
2.35% |
2.38% |
2.40% |
| 1 YEAR BUMP |
2.03% |
2.05% |
2.13% |
2.15% |
2.18% |
2.20% |
2.23% |
2.25% |
| 2 YEAR |
2.33% |
2.35% |
2.43% |
2.45% |
2.38% |
2.40% |
2.53% |
2.55% |
| 2 YEAR BUMP |
2.18% |
2.20% |
2.28% |
2.30% |
2.33% |
2.35% |
2.38% |
2.40% |
| 3 YEAR |
2.58% |
2.61% |
2.68% |
2.71% |
2.73% |
2.76% |
2.78% |
2.81% |
| 4 YEAR |
2.77% |
2.80% |
2.87% |
2.90% |
2.92% |
2.95% |
2.97% |
3.00% |
| 5 YEAR |
2.92% |
2.95% |
3.02% |
3.05% |
3.07% |
3.11% |
3.12% |
3.16% |
Bump Rate Certificates give you the option to request once per term, to have your rate adjusted to Community Financial's current standard rate on a like-term certificate for the remainder of your term. Your maturity date remains the same and your account will renew to a standard lke-term certificate.
* Annual Percentage Yields (APYs) are accurate as of
May 14, 2008
. Rates may change before the account is opened. Fees may reduce earnings and early withdrawal penalties may apply. Community Financial Fee Schedule.
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