Account Fee Schedule

SAVINGS & IRA SAVINGS

Basic Savings Account (Base Account for  Membership)

Minimum to Open/Minimum to avoid Maintenance Fee  $5/$300
Monthly Maintenance Fee  $3.00

Super Saver Account

Minimum to Open & Avoid Maintenance Fee  $1,000
Minimum to Earn Dividends  $1,000
Monthly Maintenance Fee  $5.00

CHECKING

Basic Checking Account (Non-Dividend Bearing)

Minimum to Open/ Minimum to Avoid Maintenance Fee  $5/$500
Monthly Maintenance Fee (Waived with Direct Deposit)  $3.00
20 checks clear free each month (Waived with Direct Deposit) $.30 each check over 20

Checking Plus Account (Dividend Bearing)

Minimum to Open & Avoid Maintenance Fee  $2,500
Monthly Maintenance Fee (Effective 9/02)  $8.00

High Yield Checking Account (Dividend Bearing)

Minimum to Open & Avoid Maintenance Fee  $2,500
Premium Rate on Balances  $10,000+
Monthly Maintenance Fee  $15.00

MONEY MARKETS & IRA MONEY MARKETS

Money Market Account

Minimum $5,000 balance to open & earn dividends

Asset Management Account 

Minimum $20,000 balance to open & earn dividends

Prestige Asset Management Account Minimum $50,000 balance to open &  earn dividends
Select Money Market Account Minimum $100,000 balance to open &  earn dividends
Premier Money Market Account Minimum $250,000 balance to open &  earn dividends

CERTIFICATES

Minimum to Open Certificates of Deposit  $1,000
Minimum to Open IRA Certificates of Deposit  $500