It's no secret that credit unions have some of the best rates around. Community Financial is proud to help you save with competitive rates, provide the financial products you need, and deliver the fast, personal service you deserve.
| Auto Loans | ||
| Effective Date: Saturday, May 26th, 2012 | ||
| Vehicle Type | Rates As Low As* | Flexible Terms |
New or Used Models |
2.24% | 60 Months |
Used Models |
3.24% | 60 Months |
Used Models |
4.24% | 60 Months |
Used Models 2002+ |
7.24% | 60 Months |
Classic, Collectible & |
3.74% | 60 Months |
Consumer Loan Annual Percentage Rates (APRs) only available at Community Financial offices, the web or call center; not available through dealerships. *Auto loan payment example assuming: A $15,000 loan amount on a used 2010 vehicle with 10% down, an excellent credit score, a 60 months term and a 2.49% APR. The monthly payments would be about $266.14. An additional .25% rate discount is applied when payments are automatically deducted from a Community Financial checking account. Rates vary and are dependent on individual credit history and other factors including: model year, loan amount and term. | ||
| Recreational Vehicles | ||
| Effective Date: Saturday, May 26th, 2012 | ||
| Vehicle Type | Rates As Low As* | FlexibleTerms |
| New Boats | 2.99% | 24 Months |
| Used Boats | 3.99% | 24 Months |
| New RVs | 2.99% | 24 Months |
| Used RVs | 3.99% | 24 Months |
| New Power Sports | 2.99% | 24 Months |
Consumer Loan Annual Percentage Rates (APRs) only available at Community Financial offices, the web or call center; not available through dealerships. * Sample rates are based on a secured term loan with a 10% down payment, excellent credit bistory, a 24 months term and include an additional .25% rate discount when payments are automatically deducted from your Community Financial checking account. Rates vary and are dependent on individual credit history and other factors including: model year, loan amount and term. Term avaialbe to 84 months. | ||
| Credit Cards and Signature Loans | ||
| Effective Date: Saturday, May 26th, 2012 | ||
| Name | Rates As Low As* | Term |
Platinum VISA |
10.74% | Revolving Lines |
Signature & Debt Consolidation Term Loans |
9.24% | 48 Months |
"No Equity" Home Improvement Term Loans |
9.24% | 48 Months |
| Consumer Loan Annual Percentage Rates (APRs) only available at Community Financial offices, the web or call center. *Quoted term rates are based on 48 month. Signature loan payment example assuming: A $5,000 loan, an excellent credit score, a 48 months term and a 9.49% APR which would result in monthly payments of about $125.59. An additional .25% rate discount is available when payments are automatically deducted from your Community Financial checking account. Rates vary and are dependent on individual credit history. | ||
| Home Equity Loans | |
| Effective Date: Saturday, May 26th, 2012 | |
| Name | Rates As Low As* |
| Variable Rate HELOC | 2.50% |
| Fixed Rate HE Term Loans | 3.99% |
| Home Equity Lines of Credit: The variable rate of 2.50% Annual Percentage Rate (APR) is based on a $25,000+ line of credit and 80% Loan to Value (LTV). Estimate assumes a .25% rate discount given when payments are automatically deducted from a Community Financial checking account. Rates are based on the published Wall Street Journal Prime Rate and subject to change without notice. Additional rates available based on loan amount, LTV and individual credit history. Maximum rate 18.00%APR, minimum rate 2.00% APR. HELOC INFORMATION An early termination fee of $300 will be charged on lines closed within the first 24 months. Home Equity Term Loans - APR is based on $25,000 loan amount, for 60 months, with 80% LTV, and an excellent credit score. It also includes a .25% rate discount given when payments are automatically deducted from a Community Financial checking account. Actual rate based on loan amount, LTV, term and individual credit history. | |
Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act
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