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Community Financial Credit Union
Home > Rates > Loan Rates

Loan Rates

Auto Loans
Effective Date: Saturday, January 21st, 2017
Vehicle TypeRates As Low As*Flexible Terms

New or Used Models
2017-2014

1.74% 60 Months

Used Models
2013-2010

2.74% 60 Months

Used Models
2009-2007

3.74% 60 Months

Used Models
2006 and older

6.74% 60 Months
Classic, Collectible &
Special Interest Autos
2.99% 48 Months

Terms up to 84 months available. Call for a personalized quote.

*Annual Percentage Rate (APR) Auto loan payment example assuming: A $15,000 loan amount on a 2017-2014 model vehicle with 20% down, an excellent credit score, a 60 months term and a 1.99% APR.  The monthly payments would be about $263. An additional .25% rate discount is applied when payments are automatically deducted from a Community Financial checking account. Rates vary and are dependent on individual credit history and other factors including LTV and term. May require co-signer. Rates do not apply to re-finance of existing Community Financial loans & are only available at Community Financial website, by phone, or at a branches.

Recreational Vehicles
Effective Date: Saturday, January 21st, 2017
Vehicle TypeRates As Low As*FlexibleTerms

Boats & RVs
2017-2014 Models

2.99% 48 Months

Boats & RVs
2013-2010 Models

3.99% 48 Months

Boats & RVs
2009-2007 Models

4.99% 48 Months

Boats & RV
2006 & Older Models

7.99% 48 Months
New Power Sports
Used Rates also Available
2.99% 48 Months

Terms up to 180 months available.  Please call us for a personalized quote.*

Consumer Loan Annual Percentage Rates (APRs) only available at Community Financial offices, the web or call center; not available through dealerships.  Special pricing does not apply to re-finance of existing Community Financial loans. * Sample rate 2.99% is based on a secured term loan of $15,000 with 20% down payment, excellent credit history, and a 48 month term.  The monthly payments would be about $332. An additional additional .25% rate discount is available when payments are automatically deducted from your Community Financial checking account.  Rates vary and are dependent on individual credit history and other factors including: model year, loan amount and term. Term available to 84 months.

Credit Cards and Personal Loans
Effective Date: Saturday, January 21st, 2017
NameRates As Low As*Term
Platinum MasterCard
click for required MasterCard Disclosure
10.74% Revolving Lines
Personal & Bill Consolidation Loans 8.99% 60 Months
"No Equity" Home Improvement Loans 8.99% 60 Months
Consumer Loan Annual Percentage Rates (APRs) Personal Loan Payment Example:  For a $5,000 loan with 60 month term at 9.24% APR the monthly payments would be about $104. An additional .25% rate discount is available when payments are automatically deducted from your Community Financial checking account. Rates vary and are dependent on individual credit history.

Home Equity Loans
Effective Date: Saturday, January 21st, 2017
NameRates As Low As*
Variable Rate HELOC 3.50%
Fixed Rate HE Term Loans 2.99%
Home Equity Lines of Credit: The variable rate of 3.50% Annual Percentage Rate (APR) is based on a $25,000+ line of credit and 80% Loan to Value (LTV). Estimate assumes a .25% rate discount given when payments are automatically deducted from a Community Financial checking account. Rates are based on the published Wall Street Journal Prime Rate and subject to change without notice. Additional rates available based on loan amount, LTV and individual credit history. Maximum rate 18.00% APR, minimum rate 2.00% APR. If you close your line of credit plan within the first 24 months you will be required to reimburse the credit union for the bona fide fees paid on your behalf.  Click here for important consumer information regarding Home Equity Lines of Credit.
Home Equity Term Loans - APR is based on $25,000 loan amount, for 60 months, with 80% LTV, and an excellent credit score. It also includes a .25% rate discount given when payments are automatically deducted from a Community Financial checking account. Actual rate based on loan amount, LTV, term and individual credit history.

About Community Financial
Apply for an auto loan with Community Financial Credit Union
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Community Financial Credit Union, P.O. Box 8050, Plymouth, Michigan 48170-8050

Proudly serving the checking, savings & loan needs of these Michigan communities:
Atlanta | Canton | Gaylord | Hillman | Lewiston | Livonia | Northville | Novi |Plymouth

© Community Financial 2017

Additional coverage provided by ESI.
Equal Housing Lender
Federally insured by NCUA.
Federally insured by NCUA.