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Community Financial Credit Union
Home > Loan Services > Mortgage Services > Construction Loans

Mortgage Services

Community Financial's mortgage experts are local lenders with years of experience helping Michigan homeowners into the "right" mortgage. We offer very competitive rates, affordable low fees, and a variety of terms to make the buying or refinancing process easier.

No matter what your mortgage needs, from primary residences and second homes to investment properties and vacant land, we can help you finance single-family residences, condominiums, factory-built homes or multi-unit properties. We can also help lower your current mortgage payments by refinancing your home at a lower rate. Schedule an appointment today to learn more about our mortgage options.

Get Preapproved for Free!

Show realtors and home sellers you’re a serious shopper by getting pre-approved for our mortgage. You'll also find out how much house you can afford before you start house-hunting and have an idea of what your monthly payments will be.  Speak to a mortgage specialist today.

Construction Loans

Enjoy peace of mind while your home is being built! Community Financial offers you the opportunity to lock in today's low mortgage rates even if you're not ready to close.

Consider these two options while you build your home:

  • A Fixed Lock Period - lock your rate for up to 9 months. Your rate is guaranteed when you close within 270 days.
  • A Floating Lock Period - float your rate for up to 9 months. If rates go down, you'll get the lower rate. Or, if rates go up, your maximum rate increase would be .75% if you close within 270 days or, .50% if you close within 180 days.

For more information, please contact your local Community Financial mortgage lender.


About Community Financial

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Community Financial Credit Union, P.O. Box 8050, Plymouth, Michigan 48170-8050

Proudly serving the checking, savings & loan needs of these Michigan communities:
Atlanta | Canton | Gaylord | Hillman | Lewiston | Livonia | Northville | Novi |Plymouth

© Community Financial 2016

Additional coverage provided by ESI.
Equal Housing Lender
Federally insured by NCUA.
Federally insured by NCUA.