Community Financial realizes that buying your first home is a big decision and a big investment. To get you into the right house at terms you can afford, our mortgage representative will explain the different mortgage options and walk you through the whole process.
If you’re like many first-time homebuyers, coming up with the 20% down payment can be a challenge. To get you into your home sooner, we may be able to structure your mortgage to avoid a large down payment. You may also find answers with these helpful links:
Most importantly, our mortgage lenders can give you confidence by pre-approving you for a loan. This shows sellers & realtors you are a serious shopper.
Less Than Perfect Credit?
It happens to the best of us. If you have special circumstances making you unable to conform to the stricter traditional mortgage guidelines, Community Financial may be able to help if you are having a hard time qualifying for a mortgage because of:
• A damaged or limited credit profile
• Challenges verifying income through conventional methods
• A higher debt-to-income ratio
Speak to a mortgage specialist today; we may be able to find a home loan program to meet your needs.