Community Financial's mortgage experts are local lenders with years of experience helping Michigan homeowners into the "right" mortgage. We offer very competitive rates, affordable low fees, and a variety of terms to make the buying or refinancing process easier.
No matter what your mortgage needs, from primary residences and second homes to investment properties and vacant land, we can help you finance single-family residences, condominiums, factory-built homes or multi-unit properties. We can also help lower your current mortgage payments by refinancing your home at a lower rate. Schedule an appointment today to learn more about our mortgage options.
Get Preapproved for Free!
Show realtors and home sellers you’re a serious shopper by getting pre-approved for our mortgage. You'll also find out how much house you can afford before you start house-hunting and have an idea of what your monthly payments will be. Speak to a mortgage specialist today.
Purchase Your Home With Just 1% Down!
If you’re like many first-time homebuyers, coming up with the 20% down payment can be a challenge. Community Financial is excited to offer the conventional 1% down with equity boost loan program.
- You put 1%, your lender contributes 2%*, giving you 3% equity at closing
- Great low rates
- Close in 30 days or less
- Conventional 30-year fixed program
- Available with no monthly Mortgage Insurance
There's no reason to wait. Call our mortgage specialists today to get the home you've always wanted.
*2% lender contribution may only be applied to your down payment.
Less Than Perfect Credit?
It happens to the best of us. If you have special circumstances making you unable to conform to the stricter traditional mortgage guidelines, Community Financial may be able to help if you are having a hard time qualifying for a mortgage because of:
• A damaged or limited credit profile
• Challenges verifying income through conventional methods
• A higher debt-to-income ratio
You may also find answers with these helpful links:
Speak to a mortgage specialist today; we may be able to find a home loan program to meet your needs. Most importantly, our mortgage specialists can give you confidence by pre-approving you for a loan.