Community Financial Credit Union

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Boat, RV & Powersport Loans - Get out and Enjoy Summer!

Michigan boasts the world’s longest freshwater coastline, 99 state parks and thousands of trails throughout the state. Community Financial thinks members should go out and enjoy it all – so we offer boat, recreational vehicle and powersports loans at rates as low as 2.99% APR to make it possible. 

Home Equity Lines of Credit at rates as low as 2.50% APR*

A home equity line of credit lets you borrow what you need, when you need it most. Plus, the credit line replenishes, so you only need to apply once. Our Home Equity Loans offer:

·         Competitive variable rates* based on prime and tailored to your individual circumstances, call for a personalized quote

·         Interest-only payment options

·         A .25% discount if payments automatically deducted from your Community Financial checking account

·         No application or closing fees

·         Ability to borrow 100% of your available equity

·         Convenient check writing and online access

·         Interest may be tax deductible – consult your tax advisor

*The variable rate of 2.50% Annual Percentage Rate (APR) is based on a $25,000+ line of credit and 80% Loan to Value (LTV). Estimate assumes a .25% rate discount given when payments are automatically deducted from a Community Financial checking account. Rates are based on the published Wall Street Journal Prime Rate and subject to change without notice. Loans subject to credit approval and based on loan amount, LTV and individual credit history. Maximum rate 18.00%APR, minimum rate 2.00% APR. HELOC INFORMATION   An early termination fee of $300 will be charged on lines closed within the first 24 months.  

New & Used Auto Loans & Auto Rescource Center 

In the market for a new ride? Let Community Financial help. We currently offering low loan rates on 2013 to 2010 model vehicles - as low as 2.24% APR* for up to 60 Months! Plus you can use our Auto Resource Center to:

  • Check local dealer new & used car inventories
  • Get the trade-in value on your current car
  • Compare different vehicles
  • Calulate your loan payments and more

You can re-finance an existing non-Community Financial car loan and lower your monthly payments. This could save you hundreds of dollars over the life of your loan. A Financial Service Representative can provide personalized payment options.  They can also take your application right over the phone.  Call (877) 937-2328 today! 

*Auto loan payment example assuming: A $15,000 loan amount on a used 2010 vehicle with 10% down, an excellent credit score, a 60 months term and a 2.49% APR.  The monthly payments would be about $266.14. An additional .25% rate discount is applied when payments are automatically deducted from a Community Financial checking account. Rates vary and are dependent on individual credit history and other factors including: model year, loan amount and term.

  Earn 5,000 Points with New Platinum Visa® Credit Card

Members can earn up to 5,000 Points2U Rewards with a new Platinum Visa Credit Card. Points2U Rewards are based on Member Rewards Club status.  Learn more about our Point2U Program at www.Points2U.com.

Start earning points today!   


 

 

 

Feature Loan Rates

Feature Loan Rates
Effective Date: Saturday, May 26th, 2012
TypeAPR*Term
New Autos 2.24% 60M
Used Autos 2.24% 60M
Boats, RVs, Powersports 2.99% 24M
Home Equity 2.50% Line of Credit

*Annual Percentage Rates (APRs) include a .25% rate discount when payments are automatically deducted from your Community Financial checking account & subject to credit approval. Click for details.

Related Links

Community Financial Members Federal Credit Union, P.O. Box 8050, Plymouth, Michigan 48170-8050
NCUA - National Credit Union Administration (NCUA) Your savings federally insured to at least $250,000.
ESI - Excess Share Insurance Corporation (ESI), a licensed insurance company, provides an additional $250,000 insurance once your total savings exceed the federal share insurance limit.
NEW - Temporary insurance coverage on 'noninterest-bearing transaction accounts'
Equal Housing Lender Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act
© Community Financial 2011
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