
**Electronic Funds Transfers (EFT) are electronic transfers of funds from one account to another that originate through a telephonic device, an electronic terminal, or a computer; for example, a telephone transfer, an ACH direct deposit or withdrawal, a check or an online banking transfer. EFTs do not include automated teller machine (ATM) transactions, branch transactions or loan payment transfers of any kind.
| Basic Savings | |||
| Effective Date: Saturday, May 26th, 2012 | |||
| Minimum to Open | Minimum to Earn Dividends | Rate | APY |
| $5 | $300 | 0.05% | 0.05% |
Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act